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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101235 reviews)

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4.76

Based on 101,235 reviews, last reviewed 27th Jul 2026

232% increase in 5 star reviews

in the past 90 days

277% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I needed an outfit for an interview but wouldnt get... I needed an outfit for an interview but wouldnt get paid until end of the month and pay in 3 was very helpfull in this matter Reviewed on: 27th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101235)

No fuss affordability.

Being on a low income, using Pay in 3 has allowed me to purchase those more expensive essential items. The zero % interest is a huge bonus too. It’s so easy to use as the money is taken from my account each month via direst debit - I don’t have to do a thing! Pay in 3 really has been invaluable to me. Reviewed on: 7th July 2026

PayPal is my online pal

PayPal is a convenient and safe way to shop online. Would recommend PayPal to anyone who wants safe and secure shopping online. Reviewed on: 7th July 2026

PayPal is versatile, secure and easy to use.

PayPal is versatile, secure, easy to use and offers 3 part credit too! Their Customer Service is brilliant. When I had to pursue a seller with a problem, they dealt with it promptly and it was resolved quickly and positively. Reviewed on: 7th July 2026

I’m very disappointed.

I was denied pay in 3 after I used a lot and had no problem with paying back. I’m very disappointed and think to use other payment options in the future. Reviewed on: 7th July 2026

Awesome service

I always have great service pay in three is great and i know it's secure Reviewed on: 7th July 2026

I used everything, love it.

I used everything, love it. Especially when my washing machine broke, I needed quick and it was just before a payday. Pay in 3 literally saved me! Reviewed on: 7th July 2026

Great options, hard to contact and over engineered app

The service they provide is great, the pay in 3 option is excellent but if you have a problem or want to speak to someone it’s very hard to do, the app has also become too complicated Reviewed on: 7th July 2026

Pay in 3 helps you budget

Pay in 3 helps you budget without adding any extra cost. Would highly recommend it. Reviewed on: 7th July 2026

I use PayPal regularly and always find them excellent

I use PayPal regularly and always find them excellent Reviewed on: 7th July 2026

Used PayPal for years, easy to access money and make...

Used PayPal for years, easy to access money and make purchases, great for sending money to people. Pay in 3 is really useful when needing to buy something expensive. Reviewed on: 7th July 2026

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