Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,677 reviews, last reviewed 12th May 2026
2577600% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problems No problems with any queries I've ever had in the past Reviewed on: 12th May 2026
Kathleen 's avatar
Kathleen

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026
Clinton D's avatar
Clinton D

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49677)

Love PayPal!

5
I have been using PayPal for many years now and have always had excellent service. Problems have always been dealt with efficiently. PayPal is the only one for me! Reviewed on: 8th April 2026

Always accurate whit payment, deals, and most import...

5
Always accurate whit payment, deals, and most important resolved problems with sellers in due time. Reviewed on: 8th April 2026

PayPal Pay in 3 Issues ruin a good platform!

3
I have been using Pay in 3 for a number of years and all of a sudden I got refused. No change to circumstances and no explanation. I have contacted customer services and got little to no explanation from them either. This is really disappointing as the other than this experience I have found PayPal very user friendly and handy. Reading online I am not the only one this has happened to, so I think PayPal needs to address the issue rather than ignore it. Reviewed on: 8th April 2026

Love the flexibility PayPal provides, pay in 3 is ex...

5
Love the flexibility PayPal provides, pay in 3 is excellent for someone like me when I can't afford large purchases at once but I can break it down into smaller payments with no interest which is valuable for someone like me who has to be really careful with finances Reviewed on: 8th April 2026

No problem

5
If a problem arises with a seller PayPal are very quick to rectify which are few and far between, great communication and customer service. Reviewed on: 8th April 2026

Pay in three is so easy to use.

5
Pay in three is so easy to use and so helpful spreading the cost. Paypal always remind you in good time when the next payment is due. Reviewed on: 8th April 2026

Amazing and convenient payments knowing it’s safe an...

5
Amazing and convenient payments knowing it’s safe and secure Reviewed on: 8th April 2026

Perfect, easy and fast way to pay

5
Easy to use and lots of benefits too Reviewed on: 8th April 2026

PayPal is so easy to use and very helpful

5
PayPal is so easy to use and very helpful Reviewed on: 8th April 2026

Quick and I have never had even slightest problems.

5
Quick and I have never had even slightest problems. Reviewed on: 8th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review