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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101235 reviews)

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4.76

Based on 101,235 reviews, last reviewed 27th Jul 2026

232% increase in 5 star reviews

in the past 90 days

277% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I needed an outfit for an interview but wouldnt get... I needed an outfit for an interview but wouldnt get paid until end of the month and pay in 3 was very helpfull in this matter Reviewed on: 27th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101235)

Breathing room for purchases

I highly rate PayPal’s pay in 3. It made it so much easier for me earlier this year to pay for my holiday in three instalments, rather than pay for it on a 0% credit card. Admittedly I also use for what some people may call ‘small’ purchases but as someone who lives on a budget it helps me buy things up front and repay it back instead of saving up and potentially missing out. Reviewed on: 7th July 2026

Good service

Never received my debit card otherwise ok Reviewed on: 7th July 2026

Great service

Love the pay in three option helps me spread the cost interest free Reviewed on: 7th July 2026

I’ve loved using PayPal for years, pay in 3 is so he...

I’ve loved using PayPal for years, pay in 3 is so helpful and convenient. Never had a problem to worry about. Reviewed on: 7th July 2026

A great little product to spread the cost

I really appreciate having the pay in three it allows me to buy products in bulk and save money in the process, along with spreading the cost. Birthdays and holidays are also another time I have used it, it’s been a real lifesaver at times spreading the cost and purchasing the item that is really wanted and is made affordable. Reviewed on: 7th July 2026

Long term customer

Have been with PayPal for many years, never had a problem. Very happy with service provided thank you. Reviewed on: 7th July 2026

The system is easy to apply for and set up.

The system is easy to apply for and set up. Once accepted and installed, the app works perfectly. You are given a reminder of your payment date well in advance of your due date. Reviewed on: 7th July 2026

Reliable & trustworthy

Have used PayPal for years, totally trustworthy and reliable. More recently I’ve used the pay on the option for larger purchases. On the rare occasion I’ve had an issue it’s been dealt with in a timely manner. Reviewed on: 7th July 2026

Pay pal helps tremendously

Pay pal helps tremendously with my online buying Reviewed on: 7th July 2026

Never had an issue with PayPal!

Never had an issue with PayPal, it’s quick and easy to use. No complaints here! Reviewed on: 7th July 2026

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