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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101216 reviews)

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4.76

Based on 101,215 reviews, last reviewed 25th Jul 2026

255% increase in 5 star reviews

in the past 90 days

290% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

I’ve been using PayPal for 25 years I’ve been using PayPal for 25 years Reviewed on: 25th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101216)

So useful and reliable

i have used pay in 3 for the past few years. it’s an incredible service and helps with budgeting and managing large payments. they give plenty of reminders for upcoming payment dates and can be used on so many platforms. i would absolutely recommend Reviewed on: 7th July 2026

I always use PayPal when paying online seems safer w...

I always use PayPal when paying online seems safer way to pay. I often use the pay in 3 Reviewed on: 7th July 2026

Easy and great service

PayPal is easy to use, great service and handy to have when you need to pay for items online Reviewed on: 7th July 2026

Great platform easy to use, never had any issues wha...

Great platform easy to use, never had any issues what a great payment service! Reviewed on: 7th July 2026

Friends and family is difficult.

Friends and family is difficult. Some. Times. Eg my sister sent my granddaughter £20 and it arrived but it was less! Reviewed on: 7th July 2026

Life saver

Pay in 3 is just really helpful for me personally, I wouldn’t be able to buy the things I need without this service Reviewed on: 7th July 2026

PayPal is so quick and easy and great for purchases.

PayPal is so quick and easy and great for purchases. It’s simple to use safe and very reliable. Reviewed on: 7th July 2026

Pay in 3!

Really easy to pay in 3, I use it a lot especially for more expensive things. It's great that you get notifications on when payment is coming out, I think it's one of the best things pay pal has done and it's interest free! Reviewed on: 7th July 2026

The whole process is inSimple and Hassle-Free

The whole process is incredibly simple – just a few clicks at checkout and I was approved instantly. No complicated forms or lengthy credit checks.What I appreciate most is how reliable and straightforward it is. The payments are automatically split into three equal installments over two months, and everything happened exactly as described. There were no hidden charges, no surprise fees, and nothing felt misleading. Reviewed on: 7th July 2026

I find PayPal fantastic to use.

I find PayPal fantastic to use. The ease of paying for goods and services without the need of entering my card details constantly. Plus the added bonus of getting points is great. Reviewed on: 7th July 2026

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