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PayPal: Pay in 3 reviews

4.93
Based on 48,747 reviews, last reviewed 10th May 2026
2489900% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Quick to respond if ever any issues, and keep you up... Quick to respond if ever any issues, and keep you updated of progress Reviewed on: 10th May 2026
Karen C's avatar
Karen C

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48747)

It's fast, and most importantly of all SECURE.

5
It's fast, and most importantly of all SECURE. Reviewed on: 7th April 2026

I have always had a good service from PayPal, howeve...

5
I have always had a good service from PayPal, however it’s a shame I can no longer access the pay in three which I have found very useful Reviewed on: 7th April 2026

Great flexible payment option

5
I’ve had a positive experience using Pay in 3. It’s a simple and convenient way to split payments without interest, which makes managing expenses easier. The process is quick, and having this option at checkout gives more flexibility and control over spending. Overall, a very useful feature. Reviewed on: 7th April 2026

I use PayPal for larger purchases to take advantage...

5
I use PayPal for larger purchases to take advantage of the interest free credit and enables me to control my finances with the security of using PayPal online with confidence. Reviewed on: 7th April 2026

Great way to Pay

5
Just like my title... Pay Pal is yoyr pal that helps to pay in a very easy way. Reviewed on: 7th April 2026

Just gets Better & Better

5
Have used Paypal since thier inception and they jhave just got better and better. Thier new Pay in 3 product works so well for unexpected big ticket items, Links with E Bay fautless and the App is superb. Reviewed on: 7th April 2026

Fantastic service.

5
Fantastic service. Extremely simple to use. Has assisted greatly with larger purchases. Reviewed on: 7th April 2026

never had a problem, does what it says on the tin.

5
never had a problem, does what it says on the tin, security seems good keeping card details hidden, also never asks for PIN numbers. Reviewed on: 7th April 2026

Excellent and exceptional service

5
Over the years paypal has been delivering exceptional and innovative solutions to customers like pay in 3 interest free. This really helps me budget those untimely purchases and keeps me saving money Reviewed on: 7th April 2026

Paypal have always been there when i needed them.

5
Paypal have always been there when i needed them. The simplicity to pay online with confidence, privacy and security is worth alot. Also the payment terms are clear and value for money, with pay in 3 making unafordable items within reach. Reviewed on: 7th April 2026

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