Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,685 reviews, last reviewed 10th May 2026
2483900% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service. Everytime top service. Any queries Ive gad have been dealt with sufficently. Feel secure making payments through PayPal Reviewed on: 10th May 2026
Lisa K's avatar
Lisa K

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48685)

Pay pal for me

5
I have never had a problem. Always been good at any issues I have had and I like the pay in 3 Reviewed on: 7th April 2026

Excellent in every way especially for online purchases.

5
I have used Paypal for years. It’s excellent and useful for pay in 3. Also whenever I had to use customer services they were always polite and helpful. They always positively resolved any issues.I would recommend Paypal to everyone.It is also a very safe way to pay for purchases especially online. Reviewed on: 7th April 2026

Good start well done to them for asking me to...

5
Good start well done to them for asking me to do this Reviewed on: 7th April 2026

STAY SAFE USE PAY PAL

5
I HAVE USED PAY PAL FOR MANY YEARS AS I DO NOT LIKE PUTTING BANK ACCOUNT DETAILS ON LINE AS I HAVE BEEN SCAMMED THAT WAY, PAY PAL KEEPS MY MONEY SAFE AND I HAVE NEVER ONCE HAD A PROBLEM WITH DIRECT DEBITS OR SALES. Reviewed on: 7th April 2026

I use PayPal as my main banking account, very reliab...

5
I use PayPal as my main banking account, very reliable and safe Reviewed on: 7th April 2026

Easy yo deal with, help and easy yo contact with iss...

4
Easy yo deal with, help and easy yo contact with issues. Well trained helpful staff Reviewed on: 7th April 2026

Safe and secure

5
I always feel secure when paying through Paypal and the options of payment are very good. Recently had the PayPal card too which will come in handy when PayPal isnt an option. I have used PayPal for many many years and intend to continue. Reviewed on: 7th April 2026

All good, efficient and useful service

5
All good, efficient and useful service Reviewed on: 7th April 2026

PayPal is super quick and easy for paying friends an...

5
PayPal is super quick and easy for paying friends and family, as well as for sending money securely to private sellers. I’ve also used Paypals ‘pay in 3’ instalment scheme, which can also be extremely handy for making those last minute big purchases before pay day. Reviewed on: 7th April 2026

Paypal makes it so easy:-).

5
Paypal makes it so easy tppay for things it's widely connected to so many brands and companies in order to quickly and simply pay for what you've been searching for. No more scouring around to find your bank cards. Also you are protected should you have problems with receiving goods. or they don't materialise, or you're not happy with what you've bought. Plus you can pay in 3 instalments if it's a larger amount. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 103126 reviews
    PayPal
    View all products