Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,211 reviews, last reviewed 24th Jul 2026
269% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026
Tonros's avatar
Tonros

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101213)

Great Company

5
Never had a problem in the years I have used Paypal Reviewed on: 7th July 2026

Paypal is so easy and fast to use also very understa...

5
Paypal is so easy and fast to use also very understanding if things cant be paid on the specific date. Communication is also great Reviewed on: 7th July 2026

Practically Perfect Paypal

5
So easy and useful, spread the cost at no extra charge. Reviewed on: 7th July 2026

PayPal is the best

5
PayPal has always been great. PayPal credit is the best, I use it over other cards because of the 4 months interest free payments Reviewed on: 7th July 2026

Paypal making dreams a reality!

5
Paypal made it very easy and straightforward to apply for a pay in 3 payment plan for my festival tickets that I was dying to get for my wife. We have been wanting to attend this gig for so long and they made it possible! Thank you Paypal! Reviewed on: 7th July 2026

Great service

4
Starting using PayPal a while ago and findcthe payment and communications excellent. Clearviewc to check account and loan status, would prefer a more hands on approach to disputes though. Overall highly recomnended Reviewed on: 7th July 2026

I’ve never had a bad experience with pay pal, great...

5
I’ve never had a bad experience with pay pal, great help for managing money Reviewed on: 7th July 2026

Using PayPal has been seamless.

5
Using PayPal has been seamless. To date, it has been a pleasant and enjoyable experience Reviewed on: 7th July 2026

Been good so far.

5
Been good so far. 5/5 no complaints here easy to use the app… Reviewed on: 7th July 2026

Only ever received a positive experience to be honest.

5
Only ever received a positive experience to be honest. Cannot fault the service they provide. In my opinion unbeatable! Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181045 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products