Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101213 reviews)

View other PayPal products

4.76

Based on 101,211 reviews, last reviewed 24th Jul 2026

269% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101213)

The service is quick and easy to use.

The service is quick and easy to use. It is a simple process to send money as a gift and aslo receiving. I've had no issues in all the years I have used PayPal. Reviewed on: 7th July 2026

Quick resolution when needed

They act quickly if you lodge a complaint.. recently I had written numerous times to a company that had not delivered or refunded me. PayPal sorted it in minutes. Reviewed on: 7th July 2026

Faultless transactions everytime, insurance guarant...

Faultless transactions everytime, insurance guaranteed Reviewed on: 7th July 2026

Pay in 3

Very straightforward & easy to use. A great option. Reviewed on: 7th July 2026

PayPal offer discounts

I signed up as I was going to a festival and PayPal offered 20%, it was quick and easy and I now use my PayPal account all the time. Reviewed on: 7th July 2026

Used paypal for many years found excellent alternati...

Used paypal for many years found excellent alternative for buying goods also retrieving payments ig goods dont arrive. Reviewed on: 7th July 2026

Really easy to use pay in 3, happy with the...

Really easy to use pay in 3, happy with the experience Reviewed on: 7th July 2026

No complaints.

No complaints. Helpful to pay in 3 with no interest. Reviewed on: 7th July 2026

Easy to use, would definitely recommend.

Easy to use, would definitely recommend. Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. Provides secure and flexible payment process. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Klarna card
from Klarna 4.01 from 4 reviews
Retail finance
from Buyline 4.41 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181044 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub