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PayPal: Pay in 3 reviews

4.93
Based on 48,675 reviews, last reviewed 10th May 2026
2483000% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service Never had any problems and the pay in 3 is super handy for bigger purchases Reviewed on: 10th May 2026
Natasha  Cowlin 's avatar
Natasha Cowlin

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48675)

Excellent service

5
I can trust 100% if anything went wrong I can get money back excellent service . Reviewed on: 7th April 2026

No Problem

5
If there’s ever any problem it always gets sorted straight away. Reviewed on: 7th April 2026

Helps spread the cost

5
Helps spread the cost without the added interest burden and payments are automatically collected so you don't need to do anything Reviewed on: 7th April 2026

I’ve suffered with a bad credit rating since I lost...

5
I’ve suffered with a bad credit rating since I lost my business during Covid. Paypal have been incredibly helpful in getting me out of the financial hole Reviewed on: 7th April 2026

Reliable service

5
Try to use PayPal whenever possible irs so quick and easy it also feels safe..the three payment plan has helped for unexpected purchases so thank you for providing this service it helps on my limited budget Lynn maddock Reviewed on: 7th April 2026

Very simple and easy to apply.

5
Very simple and easy to apply. The process is explained clearly online and it doesn't take more than 5 minutes to apply. Reviewed on: 7th April 2026

Simple and easy transactions with no hassle

5
I have used pay in 3 quite a few times over the last year and I have never had any problems with the system. I am emailed when the amounts are due to be taken from my account and you literally have nothing to do. I will continue to use the facility Reviewed on: 7th April 2026

Never had any problems with Paypal and will continue...

5
Never had any problems with Paypal and will continue to use it and pay in 3 Reviewed on: 7th April 2026

Always very helpful and assist me well when needed a...

5
Always very helpful and assist me well when needed advice Reviewed on: 7th April 2026

Easy system

5
Very easy to use, it’s very simple and straightforward Reviewed on: 7th April 2026

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