Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48663 reviews)

View other PayPal products

4.93

Based on 48,663 reviews, last reviewed 9th May 2026

2481900% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use PayPal is very easy to use and makes online payments quick and secure. I like how fast money transfers are, and the buyer protection gives extra confi... Read more Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (48663)

Planned a month's stay in italy using PayPal for tra...

Planned a month's stay in italy using PayPal for travel and accommodation. Reviewed on: 7th April 2026

Very handy way to spread the cost

Very handy way to spread the cost of a one off purchase. Helps with budgeting. Jus check what your monthly payments are, and pay in three installments. Reviewed on: 7th April 2026

Easy way to make bigger purchases

Easy way to make those bigger purchases without paying interest and budget over 3 months . Reviewed on: 7th April 2026

Easy site to use, never any problems.

Easy site to use, never any problems. Reviewed on: 7th April 2026

It helps to be able to pay in 3 for bigger/unexpecte...

It helps to be able to pay in 3 for bigger/unexpected costs without incurring any interest. Reviewed on: 7th April 2026

I have received nothing but excellent service from P...

I have received nothing but excellent service from PayPal. I use them whenever I can and recommend them to all my friends and family. They are my safety net in most of my online purchases. Reviewed on: 7th April 2026

Easy and secure

It offers an easy and secure way to purchase items especially online and as an added bonus I can earn rewards too. Reviewed on: 7th April 2026

confident with PayPal

I have used it for many years and feel confident when I pay for things with it. I also like the idea of being able to spread the cost without more charges. Reviewed on: 7th April 2026

Paypal is safe and secure for all my online needs.

Paypal is safe and secure for all my online needs. It is fast and convenient, and there are buy now pay later options. Reviewed on: 7th April 2026

I use it regularly for many occasions and have had n...

I use it regularly for many occasions and have had no problems. Once PayPal spotted a scam on my account and alerted it to me. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.50 from 2 reviews
Klarna card
from Klarna 4.29 from 3 reviews
next 3step
from Next 4.00 from 5 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews
PayPal Credit
from PayPal 4.90 from 103080 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub