Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,651 reviews, last reviewed 9th May 2026
2480900% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful to spread the cost, and easy to manage. Very helpful to spread the cost, and easy to manage. Reviewed on: 9th May 2026
Heersh S's avatar
Heersh S

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48651)

Just very good experience with PayPal everything is...

5
Just very good experience with PayPal everything is so easy Reviewed on: 7th April 2026

Dispute resolution worked very well.

5
Dispute resolution worked very well efficient and easy to follow. Overall Paypal ease of use experience very easy. Reviewed on: 7th April 2026

More points

5
More points needed and automatic offer activation without having to do it individually Reviewed on: 7th April 2026

I’ve had a really positive experience using PayPal.

5
I’ve had a really positive experience using PayPal. It’s incredibly easy to set up and even easier to use for sending and receiving money. I especially like how quick transactions are, whether I’m paying for something online or transferring money to friends and family. One of the best things about PayPal is the sense of security it provides. I feel confident making purchases because of the buyer protection and the fact that I don’t have to share my card details directly with sellers. It’s also widely accepted, which makes online shopping much more convenient. While there can be some fees depending on the transaction, the overall reliability and ease of use make it worth it. I’d definitely recommend PayPal to anyone looking for a simple and secure way to manage payments online. Reviewed on: 7th April 2026

I’ve been consistently impressed with how efficient...

5
I’ve been consistently impressed with how efficient PayPal is as a platform. Transactions are processed quickly and reliably, and the interface makes it easy to manage payments, refunds, and transfers without any hassle. Everything feels streamlined and well-organised, Reviewed on: 7th April 2026

Easy to pay for bigger priced items over 3 months

5
Easy to pay for bigger priced items over 3 months Reviewed on: 7th April 2026

It's every easy to use with no stress at all

5
It's every easy to use with no stress at all Reviewed on: 7th April 2026

I feel safe purchasing items or services via PayPal

5
I feel safe purchasing items or services via PayPal Reviewed on: 7th April 2026

Most times good experiences.

5
Most times good experiences. Easy to use. Reviewed on: 7th April 2026

Flexible Payments and Reliable Customer Support

5
I can shop with peace of mind, because I can usually repay it over around three months interest-free. And whenever there’s an issue and I need to claim my money back from a retailer, if I’m entitled to it, their support is very good and they help me properly. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 103057 reviews
    PayPal
    View all products