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PayPal: Pay in 3 reviews

4.93
Based on 48,639 reviews, last reviewed 9th May 2026
2479800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
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Latest highest rating:

5

Top Winner Used PayPal for years….always been great to use Reviewed on: 9th May 2026
Paul A's avatar
Paul A

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48639)

Easy and secure does what it says on the tin

5
Easy and secure does what it says on the tin Reviewed on: 7th April 2026

Never had any problems with PayPal after many years...

5
Never had any problems with PayPal after many years of using it. Reviewed on: 7th April 2026

I've been using PayPal for year's it's a brilliant w...

5
I've been using PayPal for year's it's a brilliant way to buy products and pay monthly payments, no worries about late payments asylum get reminders which is good for me, they can track your parcels for you, plus there's great payment rates for any loans you have with them, PayPal has been a life saver for me helping me spread any purchases and very polite if you need to get intouch with them, it's the only site I really trust. I've been able to buy items which other wise I wouldn't been able to. There's so Many ways PayPal can help with purchases i 100% would recommend it to anyone. Reviewed on: 7th April 2026

I think if all banking treated customers like PayPal...

5
I think if all banking treated customers like PayPal we would have a better banking experience Reviewed on: 7th April 2026

Easy to use, and available when I need it

5
Easy to use, and available when I need it Reviewed on: 7th April 2026

simple, sensible, company

5
Easy to access and use, customer service is always excellent, and any problems are sorted quickly. Reviewed on: 7th April 2026

The platform is comprehensive and efficiently managed

5
The platform is comprehensive and efficiently managed Reviewed on: 7th April 2026

More than credit! A lifeline for our disabled daughter!

5
From a broken Bosch to an LG lifesaver, PayPal is Care in 3 parts! A zero-interest hero! Our old Bosch fridge died, and we couldn't afford £1,200 for a new LG. PayPal means our non-weight bearing daughter never has to go without the ice she needs for her thickened drinks or her daily joy of her favourite ice cream. We are so, so grateful! PayPal is total game-changer for our family’s health and happiness! Reviewed on: 7th April 2026

I’ve got nothing but great things to say about PayPal!

5
I’ve got nothing but great things to say about PayPal! Been using them for years and will always pay using PayPal if possible as I know if anything ever goes wrong with a payment then they have my back. I’ve been scammed numerous times over the years and I’ve always gotten my money back due to paypals easy and supportive customer service. I also use PayPal pay in 3 when it’s available to spread payments out. It’s been a life saver over the years Reviewed on: 7th April 2026

PayPal a great place to make purchases.

5
PayPal has been my go to app for paying for things online it is quick and easy to use, safe and secure. I have been using it for years. I have also been able to use their 0% Pay in three option which has worked very well for us. I haven't come across any down sides in my use of the app. Reviewed on: 7th April 2026

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