Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 48,614 reviews, last reviewed 9th May 2026
2477600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Help to buy things that you can oly dream of. Help to buy things that you can oly dream of. Pay in 3 helps you in many ways. Reviewed on: 9th May 2026
Khan's avatar
Khan

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (48614)

Great way to pay

5
Great idea and a good way to spread the cost Reviewed on: 7th April 2026
John g's avatar
John g

All round excellent service

5
The pay in 3 is handy and the PayPal credit . Its good to know that payments are protected so you can pay safe in that knowledge . Customer service team is excellent and always on hand to helpn Reviewed on: 7th April 2026
Michelle 's avatar
Michelle

Very convenient-widely accepted by retailers and eas...

5
Very convenient-widely accepted by retailers and easy to build up rewards Reviewed on: 7th April 2026
B J M 's avatar
B J M

Good experience .

5
Good experience . Accepted in lots of places . Lots of options pay in installments , pay later and interest free . So can manage money better Reviewed on: 7th April 2026
Kerry Redfern 's avatar
Kerry Redfern

Good customer service.

5
Good customer service. Good offers on their PayPal+ debit account. Pay in 3 service also very good. Reviewed on: 7th April 2026
Kimberley H's avatar
Kimberley H

I haven’t a bad word to say about PayPal

5
I haven’t a bad word to say about PayPal. Every transaction and pay in three is stress free Reviewed on: 7th April 2026
irene g's avatar
irene g

Easy to use

5
PayPal's Pay in 3 feature helps with those big purchases but without altering your monthly budget. I've used it a few times and it's nice an easy to enable it and track the payments. Reviewed on: 7th April 2026
Alberto G's avatar
Alberto G

PayPal pay in 3

5
Excellent good to deal with instant decision space out your payments highly recommended Reviewed on: 7th April 2026
Mark R's avatar
Mark R

All round amazing!

5
User friendly and comprehesible. I like that Paypal checkout is often avaliable and easy to select the payment you want to proceed with card/credit/pay in 3. The app and website is easy to navigate and intuative. Reviewed on: 7th April 2026
Laura P's avatar
Laura P

It's too tempting to buy on credit

4
It's too tempting to buy on credit Reviewed on: 7th April 2026
Abbie G's avatar
Abbie G

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill