Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,505 reviews, last reviewed 9th May 2026
2467500% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good ... All good Thanks Reviewed on: 9th May 2026
Tim C's avatar
Tim C

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48505)

Been using PayPal since ages, especially when need t...

5
Been using PayPal since ages, especially when need to pay in monthly instalments. Reviewed on: 7th April 2026

Very easy to use, every transaction is smooth , good...

5
Very easy to use, every transaction is smooth , good security features as well Reviewed on: 7th April 2026

Friendly and helpful customer services

5
When ringing customer services I had a very friendly and helpful experience. Reviewed on: 7th April 2026

The Best.

5
Always easy to use. Excellent options. Reviewed on: 7th April 2026

Trusted brand that is easy to use

5
Paypal is easy to use and it always gives me reassurance that my bank details are safe. I feel like they are a trusted provider and I don't have to be worried when using them to pay for things online. When applying for credit, I always get a quick decision and feel like it's a good option to help me with additional costs. Reviewed on: 7th April 2026

Very useful to be able to pay in 3.

5
Very useful to be able to pay in 3. Makes my cash last longer! Reviewed on: 7th April 2026

Really simple to use and makes the buying process fe...

5
Really simple to use and makes the buying process feel better. Reviewed on: 7th April 2026

Great service, one that can always be trusted

4
Great service, one that can always be trusted Reviewed on: 7th April 2026

The safe way to handle money.

4
A good service that does a lot for you a safe way of transferring money for lots of different things. Reviewed on: 7th April 2026

Excellence

5
I use PayPal for nearly all my purchases, sometimes PayPal is not available. Reviewed on: 7th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review