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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101211 reviews)

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4.76

Based on 101,211 reviews, last reviewed 24th Jul 2026

269% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101211)

I have used pay in 3 on a few occasions.

I have used pay in 3 on a few occasions. It makes those special purchases a little more affordable and within reach. A vital part of my purchase power when it comes to special gifts and occasional treats. Reviewed on: 7th July 2026

Excellent

Efficient service with no problems.Easy to use and understand Reviewed on: 7th July 2026

Use pay in 3 all the time- great option to spread co...

Use pay in 3 all the time- great option to spread cost and stops you using the credit card so much. Reviewed on: 7th July 2026

I’ve always found PayPal to be reliable and easy to use

I’ve always found PayPal to be reliable, flexible and easy to use. The app shows the 3 payments to be made, clearly and what day funds are taken. If you want to pay it off early, you can. Very good experience all round. Reviewed on: 7th July 2026

No problems you pay on time, there's plenty of notic...

No problems you pay on time, there's plenty of notice for upcoming payments. Reviewed on: 7th July 2026

Brilliant!

I have found this service extremely useful, very easy to manage and specifically, massively helpful when purchasing larger items. Reviewed on: 7th July 2026

Fast, great customer service.

Fast, great customer service. Easy resolutions Reviewed on: 7th July 2026

Never any problems good help with refunds if needed

Never any problems good help with refunds if needed Reviewed on: 7th July 2026

Great for large purchases

Paypal is a great and secure way of paying over 3 months for large purchases. It’s great for paying things like school uniform shops, furniture or holidays Reviewed on: 7th July 2026

PAL is extremely secure, most trusted especially for...

PAL is extremely secure, most trusted especially for online purchases. Reviewed on: 7th July 2026

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