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PayPal: Pay in 3 reviews

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4.93
Based on 48,522 reviews, last reviewed 9th May 2026
2468900% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I think PayPal is the best form of transaction in th... I think PayPal is the best form of transaction in the world Reviewed on: 9th May 2026
Samson Obiku's avatar
Samson Obiku

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48522)

I enjoy the using the PayPal pay in 3 and never miss...

5
I enjoy the using the PayPal pay in 3 and never miss a payment as always get notified. It’s very easy and handy to have for higher purchases and would highly recommend it! Reviewed on: 7th April 2026
Rachael C's avatar
Rachael C

Pay in 3 is great - takes the thinking out of repaym...

5
Pay in 3 is great - takes the thinking out of repayments Reviewed on: 7th April 2026
Henry N's avatar
Henry N

good value good service

5
Helps you manage what you buy good service Reviewed on: 7th April 2026
Garr's avatar
Garr

Easy to use and very flexible product.

5
Easy to use and very flexible product. Can link to family and friends to share costs and expenses. Reviewed on: 7th April 2026
Alan S's avatar
Alan S

More cost effective than credit cards

5
I’ve been using PayPal pay in 3 for a while now, and it’s become my preferred choice for bigger buys. Compared to my standard credit card, it’s much more cost-effective because I can spread the cost of electronics or furniture without the interest stacking up immediately. Reviewed on: 7th April 2026
AM's avatar
AM

The Leader

5
Have complete confidence in PayPal. Reviewed on: 7th April 2026
PAUL N's avatar
PAUL N

Easy and reliable App.

5
Easy and reliable App. I use this app many times. Reviewed on: 7th April 2026
Reza S's avatar
Reza S

Good options, great app, good user experience

4
Good options, great app, good user experience Reviewed on: 7th April 2026
Anthony's avatar
Anthony

It's a good interest free way to split payments over...

5
It's a good interest free way to split payments over 3 months Reviewed on: 7th April 2026
mike's avatar
mike

Always helpful -financial terms good to flexi your i...

5
Always helpful -financial terms good to flexi your income Reviewed on: 7th April 2026
Terry W's avatar
Terry W

Review PayPal: Pay in 3 now

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