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PayPal: Pay in 3 reviews

4.76
Based on 101,211 reviews, last reviewed 24th Jul 2026
269% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026
Tonros's avatar
Tonros

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101211)

Helps pay over time.

5
Helps pay over time. Feel it is an added level of security. If you have queries, quicly resolved. Reviewed on: 7th July 2026

It gives us more flexibility especially if we don’t...

5
It gives us more flexibility especially if we don’t have money in the bank for the full purchase we don’t need to wait to save up for it we just have the item and pay what we would have saved anyway Reviewed on: 7th July 2026

Great way to pay

5
Fantastic deal and excellent service all the time. Reviewed on: 7th July 2026

Easy to use and flexible.

5
Easy to use and flexible. I use it a lot Reviewed on: 7th July 2026

Easy and quick to use Good security

5
Easy and quick to use Good security Reviewed on: 7th July 2026

Worth doing

5
Easy to use and reliable and never had any issues with using it Reviewed on: 7th July 2026

Enjoy your purchases early, with zero effort

5
Pay in 3 has allowed me to have items I normally would have been required to save for, but without the worry of missing payments. Everything is done for you and you get to enjoy your items whilst they take care of the rest. Reviewed on: 7th July 2026

Very good easy to use and understand and helpful

5
Very good easy to use and understand and helpful Reviewed on: 7th July 2026

I have always had a Marvellous service from PayPal,w...

5
I have always had a Marvellous service from PayPal,would never use any other company. I have had trouble in the past sellers not sending my goods, pit PayPal have always sorted and made sure I got my money back Reviewed on: 7th July 2026

Handy wasn’t use interest free option great

5
Handy wasn’t use interest free option great Reviewed on: 7th July 2026

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