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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48536 reviews)

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4.93

Based on 48,536 reviews, last reviewed 9th May 2026

2470200% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Used PayPal for many years and is my go to for an ea... Used PayPal for many years and is my go to for an easy checkout experience. Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48536)

Issues with payment taken twice from a purchase

Customer service is excellent can’t fault them at all, I had an issue with a company and pay pal felt with it straight away, they explained everything very clearly, it filled me full of confidence Reviewed on: 7th April 2026

Good intergration with apps and easy to use

Good intergration with apps and easy to use Reviewed on: 7th April 2026

It serves me well especially when u get free credit...

It serves me well especially when u get free credit for three months to pay so u can spread ur payments & pay it with ease. Reviewed on: 7th April 2026

I have been using PayPal for 15 years or so and have...

I have been using PayPal for 15 years or so and have watched it improve and progress in various ways, including ease of use, different options for payment that you are able to choose now and the ability to obtain credit and pay in 3 options too. PayPal has made my life harder easier with making some orders and has always been helpful when things haven't gone well with a seller. Reviewed on: 7th April 2026

Pay in 3

Very good because it’s interest free Reviewed on: 7th April 2026

Pay in 3 has made purchases more available for me.

Pay in 3 has made purchases more available for me. Using PayPal balance would be good for making contributions to monthly payments. I definitely look for PayPal pay in 3 for making bigger purchases and will often scour sites that sell the same product for roughly the same price but offer pay in 3 Reviewed on: 7th April 2026

PayPal has worked for me every time I have needed it.

PayPal has worked for me every time I have needed it. I have no issues about it at all. Reviewed on: 7th April 2026

I can't fault paypal, their customer services are ex...

I can't fault paypal, their customer services are excellent dealing with problems. And to pay for something in 3 monthly instalments is a brilliant idea Reviewed on: 7th April 2026

Excellent Method of Payment

PayPal is a great choice to make payments because it is safe and easy. Pay in three is very good for managing your finances and I like to pay by PayPal credit for four months interest free. Know I have PayPal credit card that I can everywhere. According to my good experience I will recommend my family members and friends to use PayPal. Reviewed on: 7th April 2026

One time I got an item from a merchant through PayPa...

One time I got an item from a merchant through PayPal and the seller didn’t ship my item , PayPal refunded my money as soon as possible Reviewed on: 7th April 2026

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