Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101211 reviews)

View other PayPal products

4.76

Based on 101,211 reviews, last reviewed 24th Jul 2026

269% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101211)

Love PayPal Pay in 3!!!

I have used the Pay in 3 option several times now and highly recommend it! It’s great as there’s 0% interest and you can spread the cost of expensive items over 3 months! Very convenient when you have a large expense to pay out! Thank you PayPal!!! Reviewed on: 7th July 2026

Use very often for online purchases very easy and qu...

Use very often for online purchases very easy and quick to checkout with. Reviewed on: 7th July 2026

Nice and easy to apply and use.

Nice and easy to apply and use. Makes Klarna look sloppy Reviewed on: 7th July 2026

Excellent

I always try to pay with PayPal if possible. I have always trusted this app to keep my details safe. Reviewed on: 7th July 2026

Paypal is amazing.

Paypal is amazing. Any problems they help get your money back. Straight on the case which is so reassuring in the world in whuch we live Reviewed on: 7th July 2026

I've had a really positive experience using PayPal C...

I've had a really positive experience using PayPal Credit. The application process was quick and straightforward, and managing my account has been easy. It's been a convenient way to spread the cost of purchases, with clear information and a user-friendly service. Customer support has also been helpful whenever I've needed assistance. Overall, a reliable and flexible finance option that I would happily recommend. Reviewed on: 7th July 2026

Help with pay in three so helps over the month...

Help with pay in three so helps over the month Reviewed on: 7th July 2026

Great service!

Great service! I had a problem with one payment and PayPal handled situation incredibly well. Reviewed on: 7th July 2026

Love the pay in 3 it's easier and excellent...

Love the pay in 3 it's easier and excellent service Reviewed on: 7th July 2026

Love the pay in three option.

Love the pay in three option. My money better in my account earning interest and makes the big bills more manageable Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from Buyline 4.41 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181042 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub