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PayPal: Pay in 3 reviews

4.76
Based on 101,211 reviews, last reviewed 24th Jul 2026
269% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026
Tonros's avatar
Tonros

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101211)

Confidently Safe and Secure

5
I've always had a good experience of transactions when using PayPal. It allows safe confidence in making and taking payments. I've used pay in 3 a couple of times and it's been very easy with the instalments clearly informed. Reviewed on: 7th July 2026

Very easy to use.

5
Very easy to use. No charge if paid on time. Reviewed on: 7th July 2026

Excellent way to split the cost of something over th...

5
Excellent way to split the cost of something over three payments. Helps with cash flow for unexpected purchases Reviewed on: 7th July 2026

I love how easy it is to use the App.

5
I love how easy it is to use the App. I make a lot of use of the Pay in 3 option and how speedy it is. Reviewed on: 7th July 2026

Great way to pay.

5
Great way to pay. Feel safe using PayPal. Reviewed on: 7th July 2026

Good customer service and the app is useful

3
Good customer service and the app is useful Reviewed on: 7th July 2026

Never had any problems excellent service

5
Never had any problems excellent service Reviewed on: 7th July 2026

PayPal - Best online way to pay!

5
I use PayPal mostly as its so easy, convenient and secure. Love the pay in 3 payment too just incase, even though I usually pay it off early it helps so much with things! Always great communication from them 5***** Reviewed on: 7th July 2026

Always been fast and efficient service

5
Always been fast and efficient service Reviewed on: 7th July 2026

PayPal, the best go-to Retail Provider

5
PayPal has been my best go-to Retail Provider since 2004. Reminders, updates and excellent customer service. Disputes are resolved timeously and professionally. Reviewed on: 7th July 2026

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