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PayPal: Pay in 3 reviews

4.93
Based on 48,441 reviews, last reviewed 9th May 2026
2461400% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great. 10 stars Easy to use and secure. Use it every transaction. Wouodnt trust anyone else Reviewed on: 9th May 2026
Clare 's avatar
Clare

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48441)

A very reliable finance service.

5
A very reliable finance service. I shall explore its new debit card option as well. Thank you. Reviewed on: 7th April 2026

PayPal works for me.....

5
PayPal has simplified my purchases and improved security on transactions. This has been extremely important to me. Reviewed on: 7th April 2026

Always responsive if I have a problem.

5
Always responsive if I have a problem. Always excellent services, and prompt replies to queries Reviewed on: 7th April 2026

Never had any issues using PayPal.

5
Never had any issues using PayPal. Secure and fast processing any purchases etc. if you haven’t got it, defiantly worth having. Reviewed on: 7th April 2026

I use PayPal constantly as a barrier between vendors...

5
I use PayPal constantly as a barrier between vendors and my bank accounts. This gives me increased peace of mind using Internet banking with new or website based companies Reviewed on: 7th April 2026

So easy to use.

5
So easy to use. If an issue arises it is resolved very quickly. Reviewed on: 7th April 2026

Excellent Service

5
I have been with PayPal for many years and they have always been first class, especially when I have had problems with people who have scammed me, PayPal made sure I got my money back. In general it is a very convenient way to pay and receive money. Reviewed on: 7th April 2026

Paypal provides a great payment service

5
Paypal provides a great payment service with the Pay in 3 option a very helpful way of spreading costs...I look forward to receiving and using my Paypal credit card soon! Reviewed on: 7th April 2026

Makes budgeting a dream.

5
Makes budgeting a dream. I normally have the cash available to pay in full but using pay in 3 really helps me budget and spread the cost for general ad hoc purchases. Reviewed on: 7th April 2026

Very helpful experience.

5
Very helpful experience. Managed to get cheap flight tickets for Valentine’s Day. Reviewed on: 7th April 2026

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