Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,211 reviews, last reviewed 24th Jul 2026
269% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

'Pay In 3' worked well for me. I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase... Read more Reviewed on: 24th July 2026
Tonros's avatar
Tonros

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101211)

Pay in 3 is really helpful when I need it, some mont...

5
Pay in 3 is really helpful when I need it, some months are tough and the pay in 3 helps me buy a few things and pay it off , normally early but it’s good to have the option over 3 months . There are no hidden costs and helps soread money a little further Reviewed on: 7th July 2026

User Comments

5
Use all the time.ease of use with no issues Reviewed on: 7th July 2026

Easy to use and trustworthy - never had any issues e...

5
Easy to use and trustworthy - never had any issues either paying or receiving money. Reviewed on: 7th July 2026

I think pay pal is a safe and easy way to pay for yo...

5
I think pay pal is a safe and easy way to pay for your products Reviewed on: 7th July 2026

Easy to use

5
Have used pay pal for years very reliable Reviewed on: 7th July 2026

Happy buyer!

5
I use paypal a lot when buying on line I’ve also used their pay in 3.. very useful and trustworthy.. Reviewed on: 7th July 2026

I find Pay in 3 very useful, easy to use & enables m...

5
I find Pay in 3 very useful, easy to use & enables me to budget Reviewed on: 7th July 2026

Love the new Paypal pay in 3 comes in very...

5
Love the new Paypal pay in 3 comes in very handy Reviewed on: 7th July 2026

I’ve used PayPal for years and the pay in 3 option a...

3
I’ve used PayPal for years and the pay in 3 option and never had any issues will continue to use Reviewed on: 7th July 2026

PayPal is so easy to use.

5
PayPal is so easy to use. So many options and always feels secure with transactions Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181040 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products