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PayPal: Pay in 3 reviews

4.76
Based on 101,201 reviews, last reviewed 23rd Jul 2026
280% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very quick & easy and helpful. Very quick & easy and helpful. A really convenient service offered and would recommend to anyone in a situation to do so with making payments easier o... Read more Reviewed on: 23rd July 2026
Anna P's avatar
Anna P

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101201)

So easy to manage.

5
So easy to manage. Very easy to understand. A really great service all round. Reviewed on: 7th July 2026

Excellent customer service

5
Good communication and quick response when I contacted customer services regarding a dispute with a service provider. Reviewed on: 7th July 2026

Paypal pay in 3 is convenient

4
Paypal pay in 3 allows me too spread the cost of my purchases without paying interest. I still get the PayPal protection on buying goods. I just wish I could use my credit card for payment and not my debit card as it would spread the cost even further. I pay my credit card off every month so I still wouldn't be paying interest. Reviewed on: 7th July 2026

Easy to use and convinient.

5
Easy to use and convinient. Reliable with rarely any problems. And if there are PP always sorts it on my behalf Reviewed on: 7th July 2026

I have had the best experience with PayPal and PayPa...

5
I have had the best experience with PayPal and PayPal 3.. It helped me out so much when managing big payments. I have been a to shop and with out worry. Reviewed on: 7th July 2026

PayPal is my go to payment app

5
I have used PayPal for many many years and never had one complaint about the service. Any issues I encountered with purchases were dealt with swiftly and fairly. Despite many new companies offering similar services PayPal will always be my first choice for secure payments, receiving money or paying in instalments Reviewed on: 7th July 2026

Great experience, great flexibility

4
Great experience, great flexibility Reviewed on: 7th July 2026

Paypal a trustworthy way to pay

5
Sometimes when monies are a bit short i use Paypal.Makes transactions so easy. Reviewed on: 7th July 2026

I feel save and secure using PayPal.

5
I feel save and secure using PayPal. I always use the pay in 3, gives time to pay off my purchase, which is very helpful. Reviewed on: 7th July 2026

Always been a great service for myself.

5
Always been a great service for myself..I've used Pay Pal for years now also... Reviewed on: 7th July 2026

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