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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101201 reviews)

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4.76

Based on 101,201 reviews, last reviewed 23rd Jul 2026

280% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very quick & easy and helpful. Very quick & easy and helpful. A really convenient service offered and would recommend to anyone in a situation to do so with making payments easier o... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101201)

Better than a Bank!

I have never had a problem PayPal. Reviewed on: 7th July 2026

Highly recommended

I've always found PayPal easy to use and convenient. It helps me spread the cost, and keeps me within my budget. Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. Feels like a safe and secure way to make payments. Reviewed on: 7th July 2026

Good and easy way of paying

Takes all the hassle out of purchasing items Reviewed on: 7th July 2026

Easy fast and reliable service would always use PayP...

Easy fast and reliable service would always use PayPal over any other service they just get everything right. Reviewed on: 7th July 2026

very good really help full to stay safe shopping onl...

very good really help full to stay safe shopping online and no extra charges PayPal have been great even got my money back when shops and ebay sellers try to scam you thank you Reviewed on: 7th July 2026

love the pay in 3 easy to use instant decision but s...

love the pay in 3 easy to use instant decision but straight away Reviewed on: 7th July 2026

It was a great experience

It was a great experience but personally I like to pay in one go Reviewed on: 7th July 2026

I use PayPal for almost all my transactions.

I use PayPal for almost all my transactions. I love how secure it makes my money feel. I got caught out a few weeks ago and a payment was stuck in holding, I was on the phone to customer services for less than 5 minutes and they refunded me the money straight away. I also always use PayPal pay in 3 to spread my payments out. I love how it’s more flexible and interest free. It’s a really good alternative for people who want to ration their money out. I don’t necessarily need to but it makes me feel better. I have missed a few payments but that’s my fault due to not having enough money in my current account (I get worried incase I loose my bank card at any time). When this has happened I have been able to pay the amount myself manually. You can also make payments any time during the 3 month period. It doesn’t necessarily need to be the 3 designated times which is good as sometimes if I have a bit of money spare I will just put it towards that to bring the total down. Overall I would highly recommend. Reviewed on: 7th July 2026

My experience of using PayPal has been excellent and...

My experience of using PayPal has been excellent and can’t recommend it enough Reviewed on: 7th July 2026

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