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PayPal: Pay in 3 reviews

4.93
Based on 47,256 reviews, last reviewed 7th May 2026
2351300% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe way to pay, good customer service Safe way to pay, good customer service Reviewed on: 7th May 2026
Sharon B's avatar
Sharon B

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47256)

I always trust using PayPal for online payments.

5
I always trust using PayPal for online payments. I've had to use the dispute option a couple of times and find it a very simple and fair process. Reviewed on: 7th April 2026

Very flexible service

5
Very flexible service and always developing everything. Reviewed on: 7th April 2026

Never had any issues when using.

5
Never had any issues when using. Reviewed on: 7th April 2026

Fast, accurate and web based.

5
Fast, accurate and web based. What's not to like? Reviewed on: 7th April 2026

I always use PayPal, it gives me the security and pe...

5
I always use PayPal, it gives me the security and peace of mind that I need when shopping online. The rewards and cash back bonuses are absolutely amazing, I regularly get money off my purchases and sometimes they are completely free Reviewed on: 7th April 2026

I use the pay in 3 all the time.

5
I use the pay in 3 all the time. It’s such a great feature. Reviewed on: 7th April 2026

Excellent

5
My experience has been great so far especially now that you have a Card and you can use you PayPal credit anywhere. Reviewed on: 7th April 2026

I find PayPal secure and flexible in regards to paym...

5
I find PayPal secure and flexible in regards to payments. If you have any issues regarding a recent payment, they will look into it, and if the seller is unresponsive, I can at least get my money back. Reviewed on: 7th April 2026

Paypal Pay in 3 review

5
I use Paypal Pay in 3 every time I want a product and I need help to spread the cost.It feels easier and helps me manage my finances better.I would definitively recommend to any person who want something but want to choose a easier way to get it. Reviewed on: 7th April 2026

I have had nothing but great experience with Paypal.

5
I have had nothing but great experience with Paypal. Reviewed on: 7th April 2026

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