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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101180 reviews)

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4.76

Based on 101,177 reviews, last reviewed 22nd Jul 2026

312% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

had a very positive experience using paypal, I like... had a very positive experience using paypal, I like the added security when shopping on line and credit is always helpful Reviewed on: 22nd July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101180)

Straightforward and easy to understand process.

Straightforward and easy to understand process. No nasty surprises. Reviewed on: 7th July 2026

Excellent service and customer service

Excellent service and customer service, would highly recommend. I always use PayPal as my preferred method of payment as it’s so easy to use. Reviewed on: 7th July 2026

Very quick service, terms clearly explained.

Very quick service, terms clearly explained. Lots of reminders about payments to ensure you can plan ahead Reviewed on: 7th July 2026

My experience of Paypal

I have used Paypal for many years and on several occasions I have used Paypal pay in 3. I have never had an issue with any purchase or with using the App. On the rare occasion that I have had to contact Paypal I have found the staff to be froendly, very efficient and they quickly resolved my problem. Reviewed on: 7th July 2026

Reliable

Used PayPal for a number of years I find them very reliable and so easy to use. Reviewed on: 7th July 2026

Complete peace of mind when shopping on line IV used...

Complete peace of mind when shopping on line IV used PayPal for years now and always great service Reviewed on: 7th July 2026

I used the pay in 3 months and they deducted the agr...

I used the pay in 3 months and they deducted the agreed amount for the whole payment in the 3 months Reviewed on: 7th July 2026

Pay in 3 is heaven sent

Since becoming eligible for Pay in 3 from Paypal I have found it so much easier to budget for purchases. PayPal makes it very intuitive to use this option which spreads your payments over 3 monthly payment dates. As a trusted industry leader you also have the added assurance that your finances are in safe hands. As a credit option, Pay in 3 enables you to buy what you need (or want) today, which in today's society is a real plus. Reviewed on: 7th July 2026

Handy & very easy to use, piece of mind for...

Handy & very easy to use, piece of mind for safety Reviewed on: 7th July 2026

Paypal always seems to amaze me

Can always rely on PayPal when I am needing a helping hand with my finances, pay in 3 helps alot when you are in needing to spread the cost of your shopping.always tells you on the spot there and then if they will borrow for that transaction very fast service. Reviewed on: 7th July 2026

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