Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 47,233 reviews, last reviewed 7th May 2026
2349000% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use pay pal all the time, I trust them and service... I use pay pal all the time, I trust them and service is great Reviewed on: 7th May 2026
Joanne M's avatar
Joanne M

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47233)

A trusted and reliable method and a safe platform.

5
A trusted and reliable method and a safe platform. Reviewed on: 7th April 2026

Easy and Handy!

5
I find pay in 3 really useful, especially if I want to try more than one item but probably only plan to keep one, returning is so easy and it means that the whole cost of more than one item does not come out of my bank account all in one go. Reviewed on: 7th April 2026

It’s really convenient, especially 3 interest free i...

4
It’s really convenient, especially 3 interest free instalments Reviewed on: 7th April 2026

Safest way to make payments

5
PayPal keeps me updated with my transactions and if I need help, they get back to me quickly. It is an easy and safe way to make payments as I know PayPal will sort out any problems for me. Would highly recommend Paypal Reviewed on: 7th April 2026

PayPal offers a great online service.

5
PayPal offers a great online service. Flexible and convenient products with lots of choice. I would recommend PayPal on that basis. Reviewed on: 7th April 2026

PayPal is useful, especially the pay in three option

4
PayPal is useful, especially the pay in three option Reviewed on: 7th April 2026

Always happy with PayPal pay in 3.

5
Always happy with PayPal pay in 3. Reviewed on: 7th April 2026

respect for members.

5
i have found it so esay to get help when i have needed it and when i have a disput theres always been help there.And it is greatm for someone my age 81 years old. Reviewed on: 7th April 2026

Excellent service.

5
Excellent service. Easy to use app. Would recommend. Reviewed on: 7th April 2026

PayPal is a convenient method for paying online and...

5
PayPal is a convenient method for paying online and is one of the cheapest overall. It is accepted by a wide range of suppliers and gives an added level of product guarantee. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Credit card

    from PayPal 4.91 from 79 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3707 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 100417 reviews
    PayPal
    View all products