Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 47,197 reviews, last reviewed 7th May 2026
2345400% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall great experience, easy and quick Overall great experience, easy and quick Reviewed on: 7th May 2026
Aiga Ngoy's avatar
Aiga Ngoy

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47197)

Very good, excellent work and speed.

5
Very good, excellent work and speed. Reviewed on: 7th April 2026

Without PayPal I would not buy as much

5
I use PayPal as much as I can and the pay in 3 helps me spread the cost without having to worry about future payments. Reviewed on: 7th April 2026

Paypal is one of the best platforms

5
Paypal is one of the best platforms Reviewed on: 7th April 2026

Payment options

4
Good payment in three options that are interest free Reviewed on: 7th April 2026

A benchmark for trustworthiness...

5
For me PayPal are a benchmark for trustworthiness - - a service that always feels fair, dependable and 100% efficient. Reviewed on: 7th April 2026

Great company

5
Great, easy, convenient way to purchase Reviewed on: 7th April 2026

PayPal is the best money handling app I own 10/10 ac...

5
PayPal is the best money handling app I own 10/10 accross the board Reviewed on: 7th April 2026

What's not to Like, PayPaal gives' you interest free...

5
What's not to Like, PayPaal gives' you interest free payment's over a three month period. My Bank does not offer anything like that. Reviewed on: 7th April 2026

Easy as pie..even I can do it!

5
Dead easy, no problems, easy peasy! Reviewed on: 7th April 2026

Shopping online with PayPal.

4
I use PayPal often to shop online because it acts as a secure intermediary, preventing sellers from seeing my financial details, and offers excellent Buyer Protection for items that don't arrive or differ from descriptions. Linking my bank cards to the services was easy and secure. Checking payments and transactions is easy with the intuitive dashboard. Reviewed on: 7th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review