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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101176 reviews)

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4.76

Based on 101,081 reviews, last reviewed 16th Jul 2026

456% increase in 5 star reviews

in the past 90 days

439% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always reliable and easy to use and access . Always reliable and easy to use and access . Reviewed on: 16th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101176)

I have been paying in 3 and it is better and more af...

I have been paying in 3 and it is better and more affordable to pay for things that you can't afford all at once Reviewed on: 7th July 2026

Trustworthy

I have never had any problems with PayPal. It’s reliable, trustworthy and fast. It is a staple for me and I like using it because I know it’s safe. Reviewed on: 7th July 2026

I feel confident paying for things through PayPal, a...

I feel confident paying for things through PayPal, and the fact you can pay in 3 parts helps to buy larger items that I may not otherwise be able to afford. Reviewed on: 7th July 2026

A great financial service

A very good service with a very fair pricing policy and T&Cs. Paypal offer great financial products and I trust them fully with my own personal data. The pay in 3 function has allowed me to purchase products that may have otherwise been out of my reach. Reviewed on: 7th July 2026

Flexible and rewarding

I use PayPal whenever I can, they’re great. I can split my payments or pay in full, I have a PayPal debit card to use whenever I need to, and best of all, my spending generates points that I can use for rewards. PayPal definitely makes my life much easier. Reviewed on: 7th July 2026

Simple processes to understand and follow

Simple processes to understand and follow Reviewed on: 7th July 2026

A life line.

A life line..simple as that..I usd the pay in three and it’s now part of my budgeting Reviewed on: 7th July 2026

Always feels safe to use PayPal to avoid scams.

Always feels safe to use PayPal to avoid scams. You are guaranteed not to lose money if goods are faulty or fail to arrive Reviewed on: 7th July 2026

PayPal in 3 allows you to budget .

PayPal in 3 allows you to purchase larger value items but pay in instalments you can afford and keep within you own personal financial budgets ie lawnmower showers carpets etc Reviewed on: 7th July 2026

Very convenient

Easy to get 3 installments when buying something expensive Reviewed on: 7th July 2026

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