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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (47080 reviews)

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4.93

Based on 47,080 reviews, last reviewed 6th May 2026

2334400% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A good experience using Pay in 3. I had a good experience using Pay in 3. I used it for a recent purchase, and it really helped me spread the cost into three manageable payments, which... Read more Reviewed on: 6th May 2026

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47080)

Satisfactory

I really like using PayPal Pay in 3. It makes it much easier to buy more expensive things. It splits my purchase into three easy payments with no interest. The first payment happens when I buy the item, and the other two are taken automatically later. It helps me manage my budget without any stress. Highly recommended! Reviewed on: 7th April 2026

Widely accepted and simple to use...

The perfect payment app, easy to use, accepted everywhere and pay in 3 does come in handy on big purchases. Reviewed on: 7th April 2026

Good service and choices for pay later options

Good service and choices for pay later options Reviewed on: 7th April 2026

My go to finance everytime

Reliable and professional service Reviewed on: 7th April 2026

Promotion didn’t activate, which was really disappoi...

Promotion didn’t activate, which was really disappointing Reviewed on: 7th April 2026

Easy to use different options for credit

Easy to use different options for credit Reviewed on: 7th April 2026

Clear and concise, easy to use and flexible

Clear and concise, easy to use and flexible Reviewed on: 7th April 2026

I have never had a problem with PayPal.

I have never had a problem with PayPal. The transactions are easy and straightforward. Good communication, messages are sent when payment are due are sent in good time so you know when to have funds ready for payment. Reviewed on: 7th April 2026

Great for special purchases

I purchase quite a few items Pay in 3 but I try to limit myself on high values and not to over burden myself in debt . Its great to spread the cost without interest added on . Reviewed on: 7th April 2026

Great service - very efficient and easy to use

Great service - very efficient and easy to use Reviewed on: 7th April 2026

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