Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,168 reviews, last reviewed 21st Jul 2026
330% increase in 5 star reviews
in the past 90 days
365% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal simply the best PayPal is straightforward and very easy to use Reviewed on: 21st July 2026
Mrs K Maguire 's avatar
Mrs K Maguire

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101174)

I have used paypal with confidence for many years

5
I've been with paypal for many years and have always had great support. I always use paypal with confidence in purchasing online, as they always get my refunds if i encounter scams or non responsive sellers. They have always been practical for sending and recieving money, even abroad. I have never had any problems in all my years using paypal. Reviewed on: 7th July 2026

Paypal is the best.

5
Have always found PayPal to be excellent. Any problems are quickly resolved Reviewed on: 7th July 2026

Had PayPal years.

5
Had PayPal years. My first go to when paying for anything. I know my money is 100% safe. The pay in 3 option gives you the longest term- to pay in 3 months with no interest. Great for big purchases such as fridge freezer and washers Reviewed on: 7th July 2026

Awesome service

5
I've used pay in 3 and use PayPal regularly, never had a problem plus when not received an item refunded within days , perfect . Reviewed on: 7th July 2026

Great service!

5
Great service! I love that it’s interest-free and lets you spread the cost of purchases, making things much more affordable. It’s easy to use and has been a huge help. Reviewed on: 7th July 2026

Simple app and secure.

5
Simple app and secure. Easy to setup payments to online shops and to send money to friends and family. Reviewed on: 7th July 2026

Fantasticservice..

5
I use PayPal on a regular basis & they never let me down. Reviewed on: 7th July 2026

Fantasticservice..

5
I use PayPal on a regular basis & they never let me down. Reviewed on: 7th July 2026

Fantasticservice..

5
I use PayPal on a regular basis & they never let me down. Reviewed on: 7th July 2026

Always quick and easy to use

4
Always quick and easy to use,most retailers use it and it safe guards your transactions Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 180980 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products