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PayPal: Pay in 3 reviews

4.76
Based on 100,310 reviews, last reviewed 14th Jul 2026
512% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Cannot fault the service On very rare occasions when I have had an issue with a seller PayPal have been extremely helpful. On one occasion I had a full refund in less than 30 ... Read more Reviewed on: 14th July 2026
Michelle B's avatar
Michelle B

Latest lowest rating:

1

You get what you want Very happy with service straight forward easy to use. Reviewed on: 14th July 2026
Jacek's avatar
Jacek

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (100462)

Excellent service.

5
Excellent service. Quick to respond and always have a solution. Reviewed on: 12th July 2026

Always quick clear and simple to use

5
Always quick , clear and simple. Easy to use , everything is transparent Reviewed on: 12th July 2026

Most of my experience using PayPal over the past 10-...

5
Most of my experience using PayPal over the past 10-15 years has been smooth and whenever i had issues it was resolved quite soon. I also liked that it solved cross broder payment issues as i am quite mobile and based on different places over time and don’t want to be hindered in making payments or purchases due to jurisdictional inefficiencies. Maybe i would consider getting a PayPal card of there were rewards linked to it. I also like that you partner with stellar lumens blockchain. Reviewed on: 12th July 2026

I have been using paypal for years and they are the...

5
I have been using paypal for years and they are the best. The app/website is easy to use, and they always keep you updated on your money without you even having to log on. Accepted everywhere. Customer service are always helpful if you have any issuers. Reviewed on: 12th July 2026

I enjoy the peace of mind and option to spread the cost

5
I enjoy the peace of mind that I get from using PayPal especially for online purchases. Pay in 3 is very convenient when I want to spread the cost without lengthy credit agreements. Reviewed on: 12th July 2026

Love pay in 3!

5
I use paypal all the time and the pay in 3 is a godsend. It makes spreading the cost so easy and no interest is a massive bonus. I often pay off my pay in 3 plan early, but just knowing i have the freedom to choose gives me peace of mind for sure. Reviewed on: 12th July 2026

Achieve your goals in 3 steps

5
With Paypal pay in 3, you feel responsible, you act responsible and then you ate responsible. If gives you this feeling you can achieve what you want in 3 steps Reviewed on: 12th July 2026

Smooth and reliable pay...

5
provides excellent service, smooth and reliable payment experience. I especially appreciate the timely installment reminders, which help me stay on top of my payments and ensure I never miss a due date. It's a simple but very valuable feature that makes managing my finances much easier. Reviewed on: 12th July 2026

PayPal help me in a time where prices are rising rap...

5
PayPal help me in a time where prices are rising rapidly making things you need more unaffordable, but with the option of Pay in Three, this helps massively, spreading the cost over 3 months, interest free. Thank you. Reviewed on: 12th July 2026

I love PayPal pay in 3.

5
I love PayPal pay in 3. It makes it easy to spread the cost of things like birthday or Christmas presents. Reviewed on: 12th July 2026

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