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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101120 reviews)

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4.76

Based on 101,117 reviews, last reviewed 17th Jul 2026

431% increase in 5 star reviews

in the past 90 days

439% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simple and easy to use It was very simple to do and I love the fact I can spread out the cost of things. I much prefer PayPal and the interface compared to something like kl... Read more Reviewed on: 17th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101120)

Using PayPay: Pay in 3

Having PayPal pay in 3 has helped me purchase necessary items for my home when money was tight. Reviewed on: 7th July 2026

Pay in 3

Pay in 3 was very helpful when I didn’t have much money, however, if you aren’t careful you can rack up a big bill. Multiple pay in 3’s can be hard to manage so a disclaimer would be helpful especially for younger buyers. Reviewed on: 7th July 2026

Pay pal has helped me so much and it's so...

Pay pal has helped me so much and it's so efficient Reviewed on: 7th July 2026

I love PayPal, I recommend it to friends with busine...

I love PayPal, I recommend it to friends with businesses and for personal use. It’s secure, flexible and the pay in three is brilliant. Home or away, PayPal just makes life easier when things are hard enough. Thank you PayPal Reviewed on: 7th July 2026

Best choice

Very happy with my PayPal experience Reviewed on: 7th July 2026

Always gives you confidence

Always quick to answer money is safe gives you confidence Reviewed on: 7th July 2026

Paypal is easy to use great for sending ad receiving...

Paypal is easy to use great for sending ad receiving money Reviewed on: 7th July 2026

Such an easy to use service, pay in 3 is what I use...

Such an easy to use service, pay in 3 is what I use for larger purchases & it’s just a massive help! Reviewed on: 7th July 2026

Why PayPal Pay in 3 Just Works

I’ve been using PayPal Pay in 3 for a while now, and honestly, it has completely changed how I manage my bigger purchases. What I love most about it is the flexibility. Being able to break down a larger total into three manageable payments across three months makes budgeting so much easier. The first payment goes out when you buy, and the next two follow over the next two months—all with absolutely zero interest or hidden fees if you pay on time. It’s seamless to use at checkout, integrates right into the PayPal app I already have, and gives me the freedom to spread the cost of things I want or need without any stress. Highly recommended if you want to keep your cash flow smooth! Reviewed on: 7th July 2026

Love PayPal

Love the payment plan options, it makes things so much easier to budget and plan ahead. PayPal customer service team are amazing and fully resolve any query in first contact. Reviewed on: 7th July 2026

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