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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101120 reviews)

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4.76

Based on 101,117 reviews, last reviewed 17th Jul 2026

431% increase in 5 star reviews

in the past 90 days

439% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simple and easy to use It was very simple to do and I love the fact I can spread out the cost of things. I much prefer PayPal and the interface compared to something like kl... Read more Reviewed on: 17th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101120)

I am feeling safer than using my PayPal

I am feeling safer than using my PayPal Reviewed on: 7th July 2026

I love paypal.

I love paypal. Easy to use and i only ever pay online transactions using PayPal as I trust it completely Reviewed on: 7th July 2026

Every purchase is smooth and efficient

Every purchase is smooth and efficient, it makes purchasing very easy and fuss free. Reviewed on: 7th July 2026

I feel very safe using PayPal.

I feel very safe using PayPal. Everything from the reputation to app. navigation to notifications feels authentic and trustworthy. Reviewed on: 7th July 2026

Great service from Paypal .

Great service from Paypal . Quick website Reviewed on: 7th July 2026

Safe, simple payments and finance

Safe, simple payments and finance Reviewed on: 7th July 2026

No problem is to big or small, they sort it all.

No problem is to big or small, they sort it all. Reviewed on: 7th July 2026

A Seamless Way to Spread the Cost

I recently used PayPal Pay in 3 to purchase a new electronic device I’ve been wanting for a while, and the entire experience was excellent from start to finish. Instead of taking a big hit upfront, I was able to split the total cost into three manageable payments over three months. The setup was incredibly straightforward, and the first payment went through immediately at checkout, with the remaining two automatically scheduled for the following months. What I loved about the service: Zero Interest or Hidden Fees: It is exactly as advertised. I didn't pay a single penny more than the actual retail price of the device. Effortless Checkout: There were no lengthy forms to fill out that held up my purchase. It integrated seamlessly with my existing PayPal account in just a couple of clicks. Easy Payment Tracking: The PayPal dashboard and app make it super clear when your next payment is due, and they send helpful reminders so there are never any surprises. The Verdict If you're looking to buy a higher-ticket item and want an easy, stress-free way to spread out the cost without racking up credit card interest, I highly recommend using PayPal Pay in 3. It made treating myself to a new gadget much easier on my monthly budget. I will definitely be using it again! Reviewed on: 7th July 2026

Used pay in 3 numerous times always easy to use and...

Used pay in 3 numerous times always easy to use and found it most beneficial when making purchases Reviewed on: 7th July 2026

Used Paypal pay in 3 numerous times great idea reall...

Used Paypal pay in 3 numerous times great idea really helps when money is tight. Cannot fault them. Reviewed on: 7th July 2026

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