Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 41,600 reviews, last reviewed 1st May 2026
1816800% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 I using paypal pay in 3 when I am buying plane tickets is so comfortable and I am so happy dont need pay full amount straight away. Like that can affo... Read more Reviewed on: 1st May 2026
Monika B's avatar
Monika B

Latest lowest rating:

1

Customer service is a joke. Customer service is a joke. Can't answer my questions, pretend to 'escalate' to a manager. Then the 'manager' tells me they need to escalate further a... Read more Reviewed on: 1st May 2026
dav M's avatar
dav M
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (41600)

Spread the cost for nothing

5
I have been using pay in 3 for a long time. Pro: spreads the cost over 3 months with no interest. Con: You have to have sufficient balances to cover the payments Reviewed on: 27th June 2025
Michael J's avatar
Michael J

Spread the cost

5
Very easy to set up very fair there’s no charges no problems always a great option to spread the cost Reviewed on: 27th June 2025
Paul Murphy's avatar
Paul Murphy

Easy way to pay

5
So easy to set up and makes things more affordable Reviewed on: 27th June 2025
Steve Vespa's avatar
Steve Vespa

Really easy way to spread payments

5
Really easy way to spread payments Reviewed on: 27th June 2025
Carly's avatar
Carly

Perfect Pay in 3 option

5
Easy to set up, affordable payments in 3 months, helps make those slightly out of reach purchases reachable. Reviewed on: 27th June 2025
Penny O's avatar
Penny O

It makes life easier !

5
It makes life easier to be able to pay in 3. When you really want to buy something but you feel it will be a bit difficult and then you get this opportunity to do it . Thanks to Paypal Reviewed on: 27th June 2025
Coluna's avatar
Coluna

A friend when when you need that extra cash

5
PayPal has always helped me to get those extra bits when I’m a bit short the month as the items are on specially and don’t want to miss out on the discounts. Pity Amazon doesn’t have PayPal Reviewed on: 27th June 2025
JP's avatar
JP

Comes in really handy spreading the cost over three...

5
Comes in really handy spreading the cost over three months Reviewed on: 27th June 2025
herron bill's avatar
herron bill

Easy to use.

5
Easy to use. Wish there was a card that I can use for this in websites that don’t use PayPal Reviewed on: 27th June 2025
FM's avatar
FM

Very easy and smooth.

5
Very easy and smooth. Convenient and easy to manage. Excellent service. Reviewed on: 27th June 2025
Natascha R's avatar
Natascha R

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill