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PayPal: Pay in 3 reviews

4.93
Based on 41,472 reviews, last reviewed 30th Apr 2026
1804800% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
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Latest highest rating:

5

PayPal is quite simply THE Best I’ve been using PayPal for a few years now and have always had a positive experience. It’s just so convenient and easy to use plus nearly everywhere a... Read more Reviewed on: 30th April 2026
Elly J's avatar
Elly J

Latest lowest rating:

1

Have used pay in 3 few times never been late now won... Have used pay in 3 few times never been late now wont let me use pay in 3 has a mind of its own Reviewed on: 30th April 2026
EM's avatar
EM

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (41472)

I have used the pay in 3 a couple of times now, bein...

5
I have used the pay in 3 a couple of times now, being able to have the things I want interest free is brilliant with the added benefit of splitting the cost Reviewed on: 27th June 2025

I have non had any difficulties with my orders

5
I have non had any difficulties with my orders Reviewed on: 27th June 2025

Use PayPal

5
Always handy to use PayPal as you know they have your back and pay in 3 is an added bonus to help you get those more expensive items with the ability to spread the cost. Reviewed on: 27th June 2025

You know where you are with pay pal.

5
You know where you are with pay pal. It’s transparent and they listen Reviewed on: 27th June 2025

The pay in 3 worked perfectly and allowed me to stag...

5
The pay in 3 worked perfectly and allowed me to stagger my payments at no extra cost! Reviewed on: 27th June 2025

Just works how it should be, perfect service.

5
Just works how it should be, perfect service. Reviewed on: 27th June 2025

Pay in 3 is perfect for me.

5
Pay in 3 is perfect for me. It keeps me grounded as I don’t over reach my spending while I’m allowed to take advantage of a bargain that I would have missed if I was slightly over stretching myself for that month. It keeps me solvent for the rest of that month while allowing me to reorganise my finances for the next two months to accommodate the next two payments. It’s much better than a credit card as I’m never tempted to over reach my spending plan. Or I go for pay in 3 and buy two or three smaller items if I need them at the same time rather than buy one a month. It works for big things and little things. Reviewed on: 27th June 2025

It is very good and nice too easy.

5
It is very good and nice too easy. Use this one when I go holiday. I always use this one. Reviewed on: 27th June 2025

It's very helpful, you can manage you purchase by pa...

5
It's very helpful, you can manage you purchase by pay in 3 Reviewed on: 27th June 2025

Like Pay in 3

5
I've dealt with Paypal Customers a couple of times in the past, not recently, always had my query resolved. The pay in three is a really good option for spreading the costs and you can manage your budget on how much you can pay which makes difference in choosing pay in 3 Reviewed on: 27th June 2025

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