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PayPal: Pay in 3 reviews

4.76
Based on 101,102 reviews, last reviewed 17th Jul 2026
458% increase in 5 star reviews
in the past 90 days
439% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a safety valve! I can always track my orders and payments very easily with PayPal, going back for years! The pay in three option can be really handy at times too and ... Read more Reviewed on: 17th July 2026
Melanie S's avatar
Melanie S

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101109)

Easy to use, app is clear, widely used, easy access...

5
Easy to use, app is clear, widely used, easy access Reviewed on: 7th July 2026

Always accepted easy to use it’s probably better tha...

5
Always accepted easy to use it’s probably better than Klarna Reviewed on: 7th July 2026

Simple interest free credit concept with an excellen...

5
Simple interest free credit concept with an excellent app interface. Perfect for responsible middle income earners to help afford purchases and can be paid in full with no penalty. Thank you PayPal. Reviewed on: 7th July 2026

Easy and convenient

5
Easy and convenient to use for short term credit Reviewed on: 7th July 2026

Great payment management

5
Simple to use and manage payments, great to schedule interest free loans to manage higher cost items Reviewed on: 7th July 2026

Pay in 3 is an easy way to split up your costs, it’s...

5
Pay in 3 is an easy way to split up your costs, it’s simple to set up if you’re already using PayPal, easy to make the payments automatically, the app and website are easy to use so everything can be done smoothly Reviewed on: 7th July 2026

Whilst being with PayPal for many years, I've been r...

5
Whilst being with PayPal for many years, I've been really impressed how it's easy to purchase item's from various places, and have the choice to extend my payments or just pay immediately. Also customer services has been very useful. Reviewed on: 7th July 2026

Very Helpful

5
Very helpful when you can afford to pay outright Reviewed on: 7th July 2026

Helps to protect buyer and seller during transactions

5
Helps to protect buyer and seller during transactions Reviewed on: 7th July 2026

Reliable

5
Quick and easy to.use the service , just one click Reviewed on: 7th July 2026

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