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PayPal: Pay in 3 reviews

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4.93
Based on 41,361 reviews, last reviewed 30th Apr 2026
1794300% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its Effective and works especially with 0% instalmen... Its Effective and works especially with 0% instalments for higher amount Reviewed on: 30th April 2026
Gm's avatar
Gm

Latest lowest rating:

1

Have used pay in 3 few times never been late now won... Have used pay in 3 few times never been late now wont let me use pay in 3 has a mind of its own Reviewed on: 30th April 2026
EM's avatar
EM
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (41361)

Great for budget

4
Great for unexpected purchases and helps to budget Reviewed on: 27th June 2025
Julie H's avatar
Julie H

Very useful option

5
Really useful to have the option of three payments when suddenly you have a lot to buy. I’ve never had any problems- they even got my money back when a purchase didn’t materialise. Reviewed on: 27th June 2025
Eddy B's avatar
Eddy B

Quick and easy to use and better than using a credit...

5
Quick and easy to use and better than using a credit card Reviewed on: 27th June 2025
Mark S's avatar
Mark S

Always good interest free is always a winner in my b...

5
Always good interest free is always a winner in my book PayPal is always secure and it a no brainer for me to pay and be paid Reviewed on: 27th June 2025
gary l's avatar
gary l

Excellent service.

5
Excellent service. Highly recommend it. Reviewed on: 27th June 2025
Assumpta J's avatar
Assumpta J

Easy to use and pay

5
Handy and helpful every time I pay using PayPal Reviewed on: 27th June 2025
Elena R's avatar
Elena R

Very easy to understand and easy to pay, I love the...

5
Very easy to understand and easy to pay, I love the fact that you can spread your payments out over the 3 months and you end up with no debts at the end of it .. Reviewed on: 27th June 2025
Melanie F's avatar
Melanie F

Very easy to use and has a feel of extra security an...

5
Very easy to use and has a feel of extra security and flexibility. The pay in 3 is a fabulous idea and i will be using it again Reviewed on: 27th June 2025
Phil S's avatar
Phil S

Ideal if funds are running low.

5
If things are a little tight in the purse or wallet department, with too much month left at the end of the money, then PayPal pay in 3 is a simple, convenient and safe way to easily spread your payments from a trust source. All at no extra cost to yourself. Reviewed on: 27th June 2025
Charles Adolph's avatar
Charles Adolph

Value for money experience

5
PayPal pay in 3 allows the customer to purchase items that appear expensive by splitting the payments and feeling that the item is less expensive and more affordable. Reviewed on: 27th June 2025
Francis G's avatar
Francis G

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