Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 41,226 reviews, last reviewed 30th Apr 2026
1781500% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My go to platform online Reliable, my go to platform for online transactions. Quick resolution in case something goes wrong - highly recommend Reviewed on: 30th April 2026
Alexandra R's avatar
Alexandra R

Latest lowest rating:

1

Have used pay in 3 few times never been late now won... Have used pay in 3 few times never been late now wont let me use pay in 3 has a mind of its own Reviewed on: 30th April 2026
EM's avatar
EM
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (41226)

Excellent service.

5
Excellent service. Never had any problems with PayPal I would definitely recommend to a friend Reviewed on: 27th June 2025
Martin K's avatar
Martin K

So far so good with PayPal.

5
So far so good with PayPal. Easy to use and understand even for an oldie like me. Reviewed on: 27th June 2025
ray kerr's avatar
ray kerr

Sometimes answer very quick sometimes need wait arou...

5
Sometimes answer very quick sometimes need wait around 10 minutes Reviewed on: 27th June 2025
Edvinas P's avatar
Edvinas P

Such a helpful payment option!

5
I absolutely love using PayPal’s Pay in 3 option! It’s been a game-changer when I’ve needed to spread the cost of purchases without any interest. Super easy to set up, seamless at checkout, and gives me peace of mind knowing I can manage my payments without extra stress. It’s a brilliant service that really supports everyday budgeting — I wouldn’t be without it! Reviewed on: 27th June 2025
Lisa C's avatar
Lisa C

Excellent and flexible cedit service with quality p...

4
Excellent and flexible cedit service with quality product. Reviewed on: 27th June 2025
Kobby's avatar
Kobby

PayPal is my first and last choice!

5
I have been using PayPal for a few years now and if I am ordering from a supplier who doesn't have it as a payment option, I am extremely disappointed. I have so much confidence in them and feel that any payments I make through them is completely secure. I truly believe that the more people who have access to your Bank account details puts as at greater risk of fraudulent behaviour. PayPal cuts down that risk! The pay in 3 option for purchases over £30 is a great benefit for those of us who cannot afford to pay for certain items in one fell swoop! Splitting it over 3 months with no interest added is a great benefit. It certainly saves me a lot of time when ordering from a website that I have used before as I don't have to complete the information eg name, address etc. as it is all stored securely on my PayPal account. I am extremely safety cautious regarding my bank accounts as I worked for a company reconciling their accounts all of my working life and could see some of the measures taken by fraudsters to get a hold of your money and it would make your hair curl! I would recommend PayPal to anyone and everyone. Make shopping a good experience and take the fear of theft out of the equation. Reviewed on: 27th June 2025
AvDav's avatar
AvDav

Very good service all round.

5
Very good service all round. Highly recommended. Reviewed on: 27th June 2025
Owdham 's avatar
Owdham

PayPal makes things simple.

5
PayPal makes things simple. Helpful in queries and a trusted company. Reviewed on: 27th June 2025
Laura 's avatar
Laura

Awesome Option

5
Used this option and happy to take this advantage again Reviewed on: 27th June 2025
Mohammad M Hossain's avatar
Mohammad M Hossain

Pay in 3 is great.

5
Pay in 3 is awesome for spreading the cost. Reviewed on: 27th June 2025
Anthony's avatar
Anthony

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill