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PayPal: Pay in 3 reviews

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4.93
Based on 41,269 reviews, last reviewed 30th Apr 2026
1785400% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great payment site Always great shopping I love the flexibility it gives me. Reviewed on: 30th April 2026
Sevi's avatar
Sevi

Latest lowest rating:

1

Have used pay in 3 few times never been late now won... Have used pay in 3 few times never been late now wont let me use pay in 3 has a mind of its own Reviewed on: 30th April 2026
EM's avatar
EM
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (41269)

A Seamless. Secure and Useful Service.

5
I have used pay in 3 on a number of occasions and it is truely seamless. A great an useful service. Reviewed on: 27th June 2025
William P's avatar
William P

Supportive and efficient

5
Always efficient. Always supportive Reviewed on: 27th June 2025
G W's avatar
G W

PayPal Pay in 3 is an excellent service.

5
PayPal Pay in 3 is an excellent service. Easy to use, very quick to authorise. Using it for all purchases of a reasonable size is a no-brainer. Reviewed on: 27th June 2025
Andrew G's avatar
Andrew G

Convenient and straightforward

5
I have used the service a few times now - extremely convenient and straightforward. Reviewed on: 27th June 2025
Roderick Paul MacLean's avatar
Roderick Paul MacLean

Brilliant service

5
I have always use PayPal and pay in 3 is a great addition that gives me peace of mind Reviewed on: 27th June 2025
Sheida E's avatar
Sheida E

PayPal saved me from paying to scammers and I am so...

5
PayPal saved me from paying to scammers and I am so grateful for that. Thank you. Reviewed on: 27th June 2025
Cecilia N's avatar
Cecilia N

Easy to use.

5
I found it so much easier with the pay over 3 with medium priced purchases that I couldn’t quite pay out right. PayPal always tell you when a payment is due, which is a fantastic aspect of there service Reviewed on: 27th June 2025
Mrs H's avatar
Mrs H

PayPal for years and years!

5
I have used PayPal for years and years! I’ve used the pay in three facility multiple times and have managed to buy some lovely items that ordinarily wouldn’t have been able to. PayPal is so easy and reliable to use, I’ve never had an issue with facility and can’t recommend it highly enough! I’d like me you live in a budget it’s just fantastic so you don’t miss out on the items you really want! Also it means for the sake of just 3 payments the item you really wanted is then all paid for instead of a long drawn out payment process! It’s also great if you don’t want a large monetary outlay and so spreading it over a few payments makes perfect sense and leaves you with money in your account! I also found it great that if I happen to have some extra funds before the third payment or even sooner, I could pay the balance off anyway! If I didn’t have extra funds I would try to lay off a little earlier anyway or otherwise don’t worry and just wait for the third payment and then onto my next item 10/10 from me!!! Reviewed on: 27th June 2025
Hayley B's avatar
Hayley B

Always a good experience , like having the flexibility

5
Always a good experience , like having the flexibility Reviewed on: 27th June 2025
Sharon S's avatar
Sharon S

Straight forward process, makes buying more expensiv...

5
Straight forward process, makes buying more expensive goods that bit more manageable Reviewed on: 27th June 2025
Fiona S's avatar
Fiona S

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