Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101100 reviews)

View other PayPal products

4.76

Based on 101,095 reviews, last reviewed 16th Jul 2026

485% increase in 5 star reviews

in the past 90 days

439% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always very supportive Always very supportive whenever a problem arises. Reviewed on: 16th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101101)

So easy to use

Pay in 3 is brilliant ! This allows me so many options, i use it all the time & i will continue doing so. Reviewed on: 7th July 2026

It is making our life a lot more easier.

It is making our life a lot more easier. Easy to apply and get decision straightaway. Reviewed on: 7th July 2026

Great experience

I’ve had a great experience using PayPal Pay in 3. The application process was quick and straightforward, and I received an instant decision. Being able to split the cost into three interest-free payments has made budgeting much easier without any hidden fees or surprises. The payments have always been taken on time, with clear reminders beforehand, and everything is easy to manage through the PayPal app. It’s a convenient, flexible option that gives peace of mind when making larger purchases. I would definitely recommend PayPal Pay in 3 to anyone looking for a simple and reliable way to spread the cost of purchases. Reviewed on: 7th July 2026

I love PayPal

I use PayPal for as many payments as I can. I trust PayPal implicitly to make sure my payments go through or if I need a refund for any reason Reviewed on: 7th July 2026

Easy and convenient to use - great for affordable bu...

Easy and convenient to use - great for affordable budgeting Reviewed on: 7th July 2026

I have used PayPal for many years and they have alwa...

I have used PayPal for many years and they have always been fantastic offering many offers that are relevant to me. Reviewed on: 7th July 2026

Pay in 3

Excellent service Easy to use and keep track of spending emails received prior to money being taken Brilliant to use on a large purchase Reviewed on: 7th July 2026

I LOVE pay in 3.

I LOVE pay in 3. You cannot fault it. So handy and easy to use, no interest or extra charges. I love it and usually always have one out Reviewed on: 7th July 2026

The paypal pay in 3 is a great option.

The paypal pay in 3 is a great option. It provides a valuable option for times when you may need to manage your finances a little more. Reviewed on: 7th July 2026

Extremely convenient and safe I would highly recomme...

Extremely convenient and safe I would highly recommend PayPal? & Pay in 3 Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Retail finance
from Buyline 4.41 from 26 reviews
Retail finance
from PayItMonthly 4.81 from 293 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180911 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub