Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,095 reviews, last reviewed 16th Jul 2026
485% increase in 5 star reviews
in the past 90 days
439% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very supportive Always very supportive whenever a problem arises. Reviewed on: 16th July 2026
Garry M's avatar
Garry M

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101095)

So easy to set up and pay.

5
So easy to set up and pay. Without the worry of giving my card details to purchase. Reviewed on: 7th July 2026

Easy and efficient service to use

5
Easy and efficient service to use Reviewed on: 7th July 2026

Great feature

5
Easy option to make 0% instalments. Reviewed on: 7th July 2026

It’s very good for me.

5
It’s very good for me. I am very happy with it Reviewed on: 7th July 2026

Great service for credit and being able to pay for t...

5
Great service for credit and being able to pay for things Reviewed on: 7th July 2026

Split 3 with PayPal

5
Sometimes I prefer to split payment into 3. Out of the many providers offering this I trust PayPal as it’s the oldest one around. Reviewed on: 7th July 2026

PayPal credit is a grand way to defer upfront paymen...

5
PayPal credit is a grand way to defer upfront payments for a reasonable period without charges. Easy to setup automatic payments to ensure any additional charges are minimised. Reviewed on: 7th July 2026

Budgeting made simple.

5
Budgeting made simple. For the smaller payment options to make the monthly budget go further pay in 3 is straightforward and feels safe, not overstretching affordability. Reviewed on: 7th July 2026

Fast and efficient.

5
Fast and efficient. Deals with issues effectively. Reviewed on: 7th July 2026

I’ve had a great experience and I’ve never had any i...

5
I’ve had a great experience and I’ve never had any issues with PayPal (Sending or receiving Money). They’ve always felt like the safest, easiest method to do the bulk of my online transactions. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 180899 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products