Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 40,995 reviews, last reviewed 29th Apr 2026
1759700% increase in 5 star reviews
in the past 90 days
3100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

An excellent experience every time I use pay in 3. An excellent experience every time I use pay in 3. Reviewed on: 29th April 2026
Michael J's avatar
Michael J

Latest lowest rating:

1

It used to be good , used pay in 3 all the time. It used to be good , used pay in 3 all the time. now it will not let me use pay in 3. Tried to find out why but no answer. Just a robot fir customer s... Read more Reviewed on: 28th April 2026
Booboo's avatar
Booboo
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (40995)

I use PayPal frequently and find it so convenient an...

5
I use PayPal frequently and find it so convenient and the pay in 3 is so useful. Reviewed on: 27th June 2025
SARA C's avatar
SARA C

PayPal is very safe and secured for me.

5
PayPal is very safe and secured for me. PayPal gives me peace of mind Reviewed on: 27th June 2025
Henry 's avatar
Henry

Positive experience, PayPal has provided me with a f...

5
Positive experience, PayPal has provided me with a flexible payment method, with the possibility to cancel the debt at any time within 3 months. Reviewed on: 27th June 2025
Daniel P's avatar
Daniel P

Spread the cost

5
The pay in three option and the 4 month interest free on purchases over £99 are great. Spread the cost on purchases that are needed quickly over 3 payments is great. Prefer that to the 4 month option as that can lead to interest on payments if you don’t pay it off in that time Reviewed on: 27th June 2025
Mark J's avatar
Mark J

An excellent service.

5
Quick and easy to use. Professional but friendly and helpful. Reviewed on: 27th June 2025
Roy V's avatar
Roy V

Never had any issues at all, customer service is exc...

5
Never had any issues at all, customer service is excellent evn when l was dealing with a scam problem l had talked me all the way through the proceed to get my money returned Reviewed on: 27th June 2025
Michael P's avatar
Michael P

easy no quibble small loan very convenient .

5
easy no quibble small loan very convenient . Reviewed on: 27th June 2025
David Smith's avatar
David Smith

Excellent service, very easy to use and navigate

5
Excellent service, very easy to use and navigate Reviewed on: 27th June 2025
Michael Cowell's avatar
Michael Cowell

Good for slightly more costly purchases

5
Good for slightly more costly purchases Reviewed on: 27th June 2025
Barbara E's avatar
Barbara E

I always use PayPal to pay online for added security.

5
I always use PayPal to pay online for added security. I have recently discovered the pay in 3 which is a great feature! Reviewed on: 27th June 2025
Dah's avatar
Dah

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill