Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,095 reviews, last reviewed 16th Jul 2026
485% increase in 5 star reviews
in the past 90 days
439% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very supportive Always very supportive whenever a problem arises. Reviewed on: 16th July 2026
Garry M's avatar
Garry M

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101095)

Seamless from start to finish, easy in every possibl...

5
Seamless from start to finish, easy in every possible way Reviewed on: 7th July 2026

Fast and exstremly easy to use takes moment to apply...

5
Fast and exstremly easy to use takes moment to apply and for the paymebt to go through. Reviewed on: 7th July 2026

Paypal is easy and efficient

5
PayPal makes transferring and recieving money easy. I’ve never had problem and once I transfer the money to my account it, it does so straight away no delays. I would highly recommendz Reviewed on: 7th July 2026

I have used Paypal for over twenty years.

5
I have used Paypal for over twenty years. In that time, I have had zero bad experiences ... all good. I am not sure that I can say that about ANYTHING else! To me, experiences do not get more positive than that. Reviewed on: 7th July 2026

Exactly what it says on the tin - easy to use!

5
The pay in 3 product does exactly what it says on the tin, an easy way to spread out payments without a formal credit card/check. This is great for bigger purchases you would want to pay over a short term period, and comes from a very reputable brand with an easy to use website and app. Reviewed on: 7th July 2026

Brilliant experience quick and easy to use.

5
Brilliant experience quick and easy to use. Reviewed on: 7th July 2026

It makes it really easy to spread payments and have...

5
It makes it really easy to spread payments and have a better personal cash flow Reviewed on: 7th July 2026

I’ve used PayPal for years and have always found the...

5
I’ve used PayPal for years and have always found them to be professional and useful Reviewed on: 7th July 2026

I think the pay in three is so helpful and find it b...

5
I think the pay in three is so helpful and find it better to use than klarna, and you can make credit payments whenever you want although the only downfall from it is that it can take up to a week or even two weeks to process a large credit payment. So if maxed out, you won’t be able to use that account until pending transactions are processed through Reviewed on: 7th July 2026

Good good good good good good

5
Good good good good good good good good good good good good good good good good good good good good good good good good good good good good good Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 180904 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products