Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 41,036 reviews, last reviewed 29th Apr 2026
1763800% increase in 5 star reviews
in the past 90 days
3100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I think you’re really good and helped me loads I think you’re really good and helped me loads Reviewed on: 29th April 2026
Danny A's avatar
Danny A

Latest lowest rating:

1

It used to be good , used pay in 3 all the time. It used to be good , used pay in 3 all the time. now it will not let me use pay in 3. Tried to find out why but no answer. Just a robot fir customer s... Read more Reviewed on: 28th April 2026
Booboo's avatar
Booboo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (41036)

Larger purchase.

5
This was a chance to make a slightly larger purchase over a short term with no interest. I am very happy that this is available and is so easy to use. Reviewed on: 27th June 2025

PayPal convenience.

5
I've used PayPal for years now & pay in 3 a few times it's convenient saves time & money I don't know how I'd do without it. Reviewed on: 27th June 2025

Always happy to pay via PayPal.

5
Always happy to pay via PayPal. Convenient way of.paying feel protected, don't have to give my bank details over, which is good. And love that it splits the payments, great way to purchase items. Fantastic. Reviewed on: 27th June 2025

PayPal for tool buying

5
I use PayPal to buy tools with and spread the cost using the 0% interest rate Reviewed on: 27th June 2025

I have used the service and it was second to...

5
I have used the service and it was second to none Reviewed on: 27th June 2025

I feel safe using PayPal

5
I feel safe using PayPal, I have only had problems a couple of times with online vendors but PayPal always manages to sort it out & get my money back! Reviewed on: 27th June 2025

It’s very flexible and helps me with unexpected cost...

5
It’s very flexible and helps me with unexpected costs by splitting them into 3 payments: very easy to manage and understand Reviewed on: 27th June 2025

Great service, never had an issue

5
Great service, never had an issue Reviewed on: 27th June 2025

Very easy to use and convenient i think the staggere...

5
Very easy to use and convenient i think the staggered payments are an excellent idea Reviewed on: 27th June 2025

Easy to use no pressure selling all my friends have...

5
Easy to use no pressure selling all my friends have PayPal Reviewed on: 27th June 2025

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review