Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,095 reviews, last reviewed 16th Jul 2026
485% increase in 5 star reviews
in the past 90 days
439% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very supportive Always very supportive whenever a problem arises. Reviewed on: 16th July 2026
Garry M's avatar
Garry M

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101096)

Easy and clear service to use.

5
Easy and clear service to use. Tells you when your payments are going to be made so you can future plan Reviewed on: 7th July 2026

Every time I’ve had issues with goods I’ve bought or...

5
Every time I’ve had issues with goods I’ve bought or with companies not answering my emails PayPal have stepped in and help solve the issues and help get my money back Reviewed on: 7th July 2026

Efficient

5
Easy to access , reminders in good time. Reviewed on: 7th July 2026

Generally excellent.

5
Generally excellent. Quick to respond to queries. Numerous useful options for payments available. It should be noted pay over 4 months does not automatically take payments like pay in 3. Reviewed on: 7th July 2026

Always found them very easy.

5
Always found them very easy to use and deal with Reviewed on: 7th July 2026

Easy set up, helps to buy costly to pay in...

5
Easy set up, helps to buy costly to pay in one go Reviewed on: 7th July 2026

Recommend

5
I've used pay in 3 serval times Great value no interest would definitely recommend using 3 payment option Reviewed on: 7th July 2026

Helped buy a couch from ikea, easy as anything to do.

5
Helped buy a couch from ikea, easy as anything to do. Very quick and paid off within 3 months no intetest Reviewed on: 7th July 2026

Secure, Fexible and peace of mind at all times.

5
I have used standard Paypal for years then tried Pay in 3. In my opinion it gives you the flexibility to manage your finances with ease Reviewed on: 7th July 2026

Reliable service.

5
Reliable service. Smooth and intuitive. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 180905 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products