Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101096 reviews)

View other PayPal products

4.76

Based on 101,095 reviews, last reviewed 16th Jul 2026

485% increase in 5 star reviews

in the past 90 days

439% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always very supportive Always very supportive whenever a problem arises. Reviewed on: 16th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101096)

Used Pay-In-3 for granddaughters birthday presents.

Used Pay-In-3 for granddaughters birthday presents. Very useful for spreading payments across 3 months without interest! Reviewed on: 7th July 2026

Easy to do transaction there if you have a big purch...

Easy to do transaction there if you have a big purchase and need to spread the cost. Always reminds me of up coming payments when due Reviewed on: 7th July 2026

Pay in 3 has made it much easier to spread the cost...

Pay in 3 has made it much easier to spread the cost of larger purchases without paying interest. The payments are clear, the process is quick, and everything is easy to track in the app. It’s a great option when you want a little extra flexibility while staying in control of your budget. And knowing it’s provided by PayPal means I know everything is secure and consistently efortless. Reviewed on: 7th July 2026

Safe and secure

Handy for safe and secure purchases online and has saved money with pay in 3, I've had jo problems or and bad exchanges with PayPal. Reviewed on: 7th July 2026

Easy and handy payment system

Easy and handy payment system which allowed me to make my purchase and break down the payments into smaller installments. Thank you PayPal. Reviewed on: 7th July 2026

Super easy to use.

It has been really easy to use, it’s clear to understand how much is due to be paid back and it’s really easy to make payments and pay off early. It gives me extra protection when ordering from somewhere new. Reviewed on: 7th July 2026

Pay in 3 is excellent for budgeting.

Pay in 3 is excellent for budgeting. Reviewed on: 7th July 2026

Im happy to use it for many years i never experience...

Im happy to use it for many years i never experience problems Reviewed on: 7th July 2026

PayPal pay in 3 is a no brainer - interest free over...

PayPal pay in 3 is a no brainer - interest free over a couple of months Reviewed on: 7th July 2026

This is a great way to pay

This is a great part of PayPal cut your monthly payments into pay in 3 and get what you want with an affordable account Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from PayItMonthly 4.81 from 293 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180905 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub