Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,095 reviews, last reviewed 16th Jul 2026
485% increase in 5 star reviews
in the past 90 days
439% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very supportive Always very supportive whenever a problem arises. Reviewed on: 16th July 2026
Garry M's avatar
Garry M

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101097)

Fantastic Financial Funding Option ...

5
Having a regular but small pension makes your pay in 3 an excellent financial solution. Reviewed on: 7th July 2026

PayPal is an outstanding retail finance provider tha...

4
PayPal is an outstanding retail finance provider that makes online payments fast, secure, and convenient. The platform is easy to use, offers reliable buyer protection, and provides seamless transactions for both personal and business needs. Its excellent customer support and trusted reputation make it a top choice for managing payments. I highly recommend PayPal to anyone looking for a dependable and efficient financial service. Reviewed on: 7th July 2026

I've never had a bad experience with PayPal, they al...

5
I've never had a bad experience with PayPal, they always make paying for items or managing your money pretty easy. Reviewed on: 7th July 2026

extremely easy and quick to use

5
This service ptovides me the ease to purchase a product that may be too expensuve to pay outright, but paying in three is so much easier and better for me! Reviewed on: 7th July 2026

Versatile products, great value, and rewards programme

5
I have used PayPal for years. They have shown common sense when issues, provide great value, versatility of products, and now a rewards programme. Simple, convenient, lots of choice. Reviewed on: 7th July 2026

Easy to use, easy to keep track of, feels fair

5
Easy to use, easy to keep track of, feels fair Reviewed on: 7th July 2026

Any time i have had any problems I have been able to...

5
Any time i have had any problems I have been able to speak with someone. Also there are many payable options. Reviewed on: 7th July 2026

Convenient, no set up and no interest

5
Great service - convenient, no set up reuired, and no interest or other fees. Applies automatically and helps to spread costs over 3 installments. Reviewed on: 7th July 2026

I use PayPal when buying from eBay it's a lot...

3
I use PayPal when buying from eBay it's a lot safer Reviewed on: 7th July 2026

So easy to use,

5
So easy to use, Always receive notifications on when a payment is due and a full update on account. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 180905 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products