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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101097 reviews)

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4.76

Based on 101,095 reviews, last reviewed 16th Jul 2026

485% increase in 5 star reviews

in the past 90 days

439% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always very supportive Always very supportive whenever a problem arises. Reviewed on: 16th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101097)

Always use Paypal online its Safer

I have been using paypal for years now & I will never purchase anything online unless I can pay with paypal. I have security in the knowledge that if my order fails I can contact support & they will sort it & if i'm due a refund I get it in full within days. Also my details are safe, no chance of anyone using my account. The app is really easy to use too. I use paypal to purchase online, pay friends & family & I also have a paypal credit card where I can repay whenever I have any spare cash I don't have to wait for the due date, APR is great, low repayment amount. Reviewed on: 7th July 2026

PayPal are easy to use, the pay in 3 payments come o...

PayPal are easy to use, the pay in 3 payments come out automatically and you get reminders each month. I couldn’t compare Klarna to the likes of PayPal as they are on different levels Reviewed on: 7th July 2026

Great Budgeting Tool

I have been using PayPal for many years, I have only recently been using the Pay in 3 tool, which has made budgeting, much easier to manage. Pay in 3 is interest free, easy to use at the checkout, what more could you ask for. Refunds are also very efficient, and quick. Reviewed on: 7th July 2026

With pay in 3, has help me buy things without having...

With pay in 3, has help me buy things without having a huge gap on budget. It makes my life easier and able to get things I want without having to struggle. Reviewed on: 7th July 2026

Very straight forward, easy to pay things off and pr...

Very straight forward, easy to pay things off and process Reviewed on: 7th July 2026

pay in 3 option

I like the pay in 3 option as it helps me budget, also for sending money to family and friends Reviewed on: 7th July 2026

Very easy to use - I can apply the function to any o...

Very easy to use - I can apply the function to any of my linked accounts and it doesn't cost me anything. Reviewed on: 7th July 2026

Excellent service

They have always helped me refunds and getting in touch with companies that I needed to contact Reviewed on: 7th July 2026

PayPal is very easy to use.

PayPal is very easy to use. I use the Pay In 3 often and it's very handy Reviewed on: 7th July 2026

Convenience

I have only used Paypal's one in three a few times for eBay purchases when the time of the month has meant waiting for regular cash flow would hav emeant missing a special offer purchase. Credit free payment over three months means I don't have to go overdrawn or lose time transferring money between accounts. Reviewed on: 7th July 2026

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