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PayPal: Pay in 3 reviews

4.93
Based on 41,099 reviews, last reviewed 30th Apr 2026
1769700% increase in 5 star reviews
in the past 90 days
3100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

PayPal review I like using PayPal because it provides me with a sense of security; knowing that my purchases are fully covered and you will work in my best interest... Read more Reviewed on: 30th April 2026
ElleMac's avatar
ElleMac

Latest lowest rating:

1

It used to be good , used pay in 3 all the time. It used to be good , used pay in 3 all the time. now it will not let me use pay in 3. Tried to find out why but no answer. Just a robot fir customer s... Read more Reviewed on: 28th April 2026
Booboo's avatar
Booboo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (41099)

Easy to setup and use

5
Easy to setup and use, simple to credit when needed Reviewed on: 27th June 2025

Pay in 3

5
Really easy to use. No interest added, just the payments areas out to manageable amounts Reviewed on: 27th June 2025

The App based platform is very easy to navigate and...

5
The App based platform is very easy to navigate and use. Reviewed on: 27th June 2025

Paypal has a quick and easy access.

5
Paypal has a quick and easy access. They are efficient and the interest free on 3 months is very helpful. I would recommend anyone who needs to make transfers in different currencies to use them, as the fee is minimal. As well as the great offer on interest free for 3 months offer. I always feel safe and secure using paypal. Reviewed on: 27th June 2025

Make the unaffordable affordable.

5
For higher value goods it makes the unobtainable obtainable as long as it’s used sensibly and not as a whim. I purchased a guitar for a £1000 which was a good price and paying in 3 made it affordable. Reviewed on: 27th June 2025

Great way of paying

5
Great way of buy now pay later or pay in 3 installments. Helps me being a single parent with 4 kids. Reviewed on: 27th June 2025

Happy Pay in 3 User

5
Easy to set up, even while paying on another website. The payment dates are clearly explained and shown clearly in the PayPal app, which I also heartily recommend. Reviewed on: 27th June 2025

Easy to use.

5
Easy to use. Gives security. Easy to buy more expensive items. Reviewed on: 27th June 2025

I was given pay in 3 previously.

1
I was given pay in 3 previously. I also have PayPal credit , but for quite a while now on suitable purchases I have not been offered pay in 3 by PayPal , it is annoying . So now if I want pay in 3 I will stick with Klarna , no messing about like PayPal. Reviewed on: 27th June 2025

Used them a lot, very trustworthy.

5
Used them a lot, very trustworthy. Reviewed on: 27th June 2025

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