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PayPal: Pay in 3 reviews

4.76
Based on 101,095 reviews, last reviewed 16th Jul 2026
485% increase in 5 star reviews
in the past 90 days
439% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very supportive Always very supportive whenever a problem arises. Reviewed on: 16th July 2026
Garry M's avatar
Garry M

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101097)

I use PayPal pay in 3 a lot, no interest and no late...

5
I use PayPal pay in 3 a lot, no interest and no late fees Reviewed on: 7th July 2026

PayPal pay in 3 is easy to use

5
PayPal pay in 3 is easy to use and so handy to be able to spread payments. Reviewed on: 7th July 2026

I've been using PayPal for purchases for many years...

5
I've been using PayPal for purchases for many years now and haven't had one single problem. Customer service is outstanding and very helpful. Reviewed on: 7th July 2026

Seamless platform

5
Seamless to conduct day to day transactions - love how quickly payments get to my bank! The credit card was easy to apply for & get too. Reviewed on: 7th July 2026

I have used pay in 3 and the Paypal credit, with no...

5
I have used pay in 3 and the Paypal credit, with no issues Reviewed on: 7th July 2026

Very easy to use, efficient and effective I like the...

5
Very easy to use, efficient and effective I like the way that payments are seamlessly executed Reviewed on: 7th July 2026

Just bought a garden shed.

5
Just bought a garden shed. Price was so much cheaper than anywhere else Reviewed on: 7th July 2026

I have used PayPal for years.

5
I have used PayPal for years and have never had a problem. Disputes are swiftly dealt with. The new payment in 3 parts has been great, and notifications of payments due and balances are superb. I feel safe when paying with PayPal Reviewed on: 7th July 2026

No fuss-just help

5
We had a couple of years when we needed to juggle outgoings and income and PayPal: Pay in 3 helped us through. No fuss, no bother, no endless forms to fill in and most importantly no ridiculous credit charges. Reviewed on: 7th July 2026

Pay in 3 option is just great, help on purchases and...

5
Pay in 3 option is just great, help on purchases and have positive impact on credit score. Reviewed on: 7th July 2026

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