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PayPal: Pay in 3 reviews

4.76
Based on 101,069 reviews, last reviewed 16th Jul 2026
506% increase in 5 star reviews
in the past 90 days
468% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and secure Easy to use, payments taken by direct debit so you don't have to think about it. Provides protection for my orders. If there is a problem with the sup... Read more Reviewed on: 16th July 2026
Julie R's avatar
Julie R

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101090)

Pay in 3 making costs more manageable.

5
Pay in 3 is an easy offering to sign up to and costs nothing in the way of fees. It gives you an ideal opportunity to spread larger costs over a period of 3 payments making costs more manageable. Reviewed on: 7th July 2026

having a 2nd Level of safeties to buy on line.

4
I have found that having a 2nd Level of safe buying on line nice. Over resent time there has been some fight back, IE the payment will not go thought, and I am forced to use my bank card. I find e-bay the most opposed one for the payment problem. Being 66 I often get scam calls and e-mail over my bank payment like £199 to buy a Edinburgh to ***** train ticket or and a £99 payment, Using PayPal for all my big purchases I know this is wrong. I like to keep them talking so they have less time scamming the old here and in EEC + USA see film 'beekeeper' somewhat based on a bit of truth IE it's a film. Reviewed on: 7th July 2026

. Pay in 3 amazing.

5
I have been with PayPal for many many years. They are always responding to my questions. I love the PayPal pay in 3 it helps so much in these tough times and no extra costs. Reviewed on: 7th July 2026

Helpful for those bigger purchases

5
Pay in 3 is great, I can make larger purchases without having to worry about spending a large chunk of my income in one go, especially when I'm on a lower wage income to others, I can afford to make that purchase and split it across a few months and I can not worry about when the payments are due as I get the email notifications to tell me when they are coming up. Reviewed on: 7th July 2026

Very easy to set up with clear instructions with all...

5
Very easy to set up with clear instructions with all the relevant information to proceed Reviewed on: 7th July 2026

Easy to use and very useful.

4
Easy to use and very useful. Informative updates. Reviewed on: 7th July 2026

PayPal 3 The Bezt

5
i’ve been using PayPal paying three for quite a long time an excellent way of buying more expensive items and switching the payments over three months allows you to be in control of your money and also with PayPal you can have a couple of items that you have brought on the go PayPal is an excellent way of paying for goods without added interest, and as I said, you are in control every step of the way Reviewed on: 7th July 2026

Great way to afford goods without paying interest.

5
Great way to afford goods without paying interest. Easy to use. Good communication Reviewed on: 7th July 2026

Foreign charges to expensive Needs to be more reason...

5
Foreign charges to expensive Needs to be more reasonable Reviewed on: 7th July 2026

Efficient and afe - what's not to like?

5
Paypal allows me to make purchases safely and quickly in a way that makes it a default method...I now find it just annoying when I don't find PP offered as a payment method. Reviewed on: 7th July 2026

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