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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (40823 reviews)

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4.93

Based on 40,823 reviews, last reviewed 29th Apr 2026

1743400% increase in 5 star reviews

in the past 90 days

3100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy payment process and good customer service. Easy payment process and good customer service. Reviewed on: 29th April 2026

Latest lowest rating:

1

It used to be good , used pay in 3 all the time. It used to be good , used pay in 3 all the time. now it will not let me use pay in 3. Tried to find out why but no answer. Just a robot fir customer s... Read more Reviewed on: 28th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (40823)

Easy to use

PayPal is easy to use and especially I love their pay in 3. It’s a simple way to spread your payments without worrying about it and they tell me when it’s due too which helps too. Reviewed on: 27th June 2025

It does what it says on the tin.

It does what it says on the tin. Quick and easy to set up, beats credit card interest charges hands down Reviewed on: 27th June 2025

Overall - totally simple

Easy to use and easy to set up. Really simple and straightforward to understand the terms Reviewed on: 27th June 2025

Very easy tool to use

I have found it a very easy tool to use especially close to pay day, it means i can use the opportunity to buy it there and then but pay the majority of it later. i can keep track of my spend but looking at paypal. Reviewed on: 27th June 2025

Paypal in 3 is the best one!!!

Thanks if pay in 3 l could manage a lot if my purchases, it helps me a lot and it's easy to use..thanks Paypal Reviewed on: 27th June 2025

Extra security with excellent customer service.

Whenever I had a query or concern about a payment customer service have been excellent ant dealt with the issue immediately Reviewed on: 27th June 2025

I've always found it easy to check out and having th...

I've always found it easy to check out and having the ability to pay in 3 instalments makes having the items I need more achievable Reviewed on: 27th June 2025

I literally can't live without it.

Pay in 3 is sometimes, literally the only reason I can afford a purchase. I'm on benefits and they do not stretch far enough. There is no way for me to stay debt free but PayPal: Pay in 3 allows me to manage my debt as best as I can. Reviewed on: 27th June 2025

PayPal provide a good range of services

PayPal provide a good range of services and make it easy to understand the benefits and constraints of each. All the terms are clearly explained so that making an informed decision is simple and straightforward. Reviewed on: 27th June 2025

Whenever I have any issues I feel safe and confiden...

Whenever I have any issues I feel safe and confident that PayPal got my back. Reviewed on: 27th June 2025

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