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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (40859 reviews)

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4.93

Based on 40,859 reviews, last reviewed 29th Apr 2026

1746600% increase in 5 star reviews

in the past 90 days

3100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Pay In 3 makes it so much easier Pay In 3 makes it so much easier to me to get the things I want in a way I can afford Reviewed on: 29th April 2026

Latest lowest rating:

1

It used to be good , used pay in 3 all the time. It used to be good , used pay in 3 all the time. now it will not let me use pay in 3. Tried to find out why but no answer. Just a robot fir customer s... Read more Reviewed on: 28th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (40859)

Pay in Three is so simple and cost effective.

Pay in Three is so simple and cost effective. It has allowed me to spread the cost of big purchases without having to pay back ridiculously high interest rates. It's by far the best credit I've ever used. Reviewed on: 27th June 2025

I always Trust Paypal Pay in 3

I always Trust Paypal Pay in 3 and choose it whenever possible. I would rather choose that option over any direct pay now as I utilise my credit rating which will improve my score over time. Reviewed on: 27th June 2025

Really glad it is available

I find paying in 3 really useful and I am really glad that feature is available. I've never ran into any issues. Reviewed on: 27th June 2025

Easy to use

Easy to use. Would choose it above any thing else Reviewed on: 27th June 2025

PayPal’s Pain in 3 is an absolute godsend.

PayPal’s Pain in 3 is an absolute godsend. Sometimes if you’ve had to put out a lot of your money on household bills/shopping during the month using Pay in 3 and being able to split your payments over 3 months allows you to spread that cost over a more manageable amount especially if your struggling in this climate where everything is so dear, being able to spread the cost of things like clothing, presents and other items you need is amazing. I have never had any problems with PayPal everything is run very smoothly and the app is clear and easy to use. PayPal also has a security check to confirm it is actually you using the app. I would recommend Pay in 3 to everyone. Reviewed on: 27th June 2025

Convenient split up of expenditure

I have used PayPal:Pay in 3 to pay for airline tickets and other expenditures very conveniently as it has allowed me to spilt up the expense without any interest payments. In these days of cost of living crisis, this has been extremely helpful! Reviewed on: 27th June 2025

Over all good experience.

There are good option to pay like 3 installments. Over all good experience. Reviewed on: 27th June 2025

Quick and easy, safe and secure.

Quick and easy, safe and secure. Always feel comforted when PayPal is shown as an option when purchasing online. The Pay in 3 option is then an added bonus. Would always choose PayPal and highly recommend others to do the same. Reviewed on: 27th June 2025

Professional delivery and service.

Professional delivery and service. Recommend. I am very satisfied Reviewed on: 27th June 2025

PayPal in 3 is perfect for larger purchases.

PayPal in 3 is absolutely ideal for making those larger purchases which become easily manageable when the payment is split into 3. They also remind you in plenty of time when your payment is going to be taken from your bank. Reviewed on: 27th June 2025

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