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PayPal: Pay in 3 reviews

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4.93
Based on 39,786 reviews, last reviewed 27th Apr 2026
1645200% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal it’s efficient and easy to ma... Everytime I use PayPal it’s efficient and easy to manage bills. For bigger purchases it’s excellent with it’s pay in 3 facilities. Reviewed on: 27th April 2026
Freeman Ndhlovu's avatar
Freeman Ndhlovu

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39786)

Love pay in 3 great service very helpful

5
Love pay in 3 great service very helpful Reviewed on: 17th June 2024
Cheryl p's avatar
Cheryl p

Easy to use and great idea to split payments into sm...

5
Easy to use and great idea to split payments into smaller amounts each time. Reviewed on: 17th June 2024
Catherine's avatar
Catherine

Helped to spread my purchases of essentials when I w...

5
Helped to spread my purchases of essentials when I was out of work for a few months Reviewed on: 17th June 2024
Brian 's avatar
Brian

pay in 3 via paypal

5
pay in 3 via paypal is such an easy to use option at checkout and great for purchases you potentially will send back! Reviewed on: 17th June 2024
Grace's avatar
Grace

Pay in three is very good and convenient.

5
Pay in three is very good and convenient. It helps spreading the cost of purchases. Reviewed on: 17th June 2024
Kerasia L's avatar
Kerasia L

Perfect for spreading the cost

5
Be it last minute or waiting for pay day but need to get the item quick. This helps in so many ways helping to spread the cost without the headache. I got what I wanted and only paid the full amount over 3 payments. Reviewed on: 17th June 2024
Sajid K's avatar
Sajid K

Great for first time borrowers

5
Pay in 3 has helped me improve my financial planning by giving fixed times for Repayments along with early repayment options. I recommend it for those who want a bit of experience with lending before trying long term options. Reviewed on: 17th June 2024
Randus's avatar
Randus

Ver Useful Service

5
I find Pay in 3 extremely helpful to manage my finances. Have used it several times and will continue. Reviewed on: 17th June 2024
Althea T's avatar
Althea T

Useful features for when you want to prolong non urg...

5
Useful features for when you want to prolong non urgent payments and it's available in every site that uses paypal. Reviewed on: 17th June 2024
Marco Garcia's avatar
Marco Garcia

Easy and hassle free

5
Easy, hassle free and efficient method of spreading the cost Without having a long term commitment Reviewed on: 17th June 2024
James W's avatar
James W

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