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PayPal: Pay in 3 reviews

4.76
Based on 100,930 reviews, last reviewed 14th Jul 2026
515% increase in 5 star reviews
in the past 90 days
468% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Valuable services for everyone, it offers the possib... Valuable services for everyone, it offers the possibility of buying and transferring Reviewed on: 14th July 2026
Khaled s's avatar
Khaled s

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026
J l's avatar
J l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (100962)

Great service and easy to use.

5
Great service and easy to use.Good for spreading your payments out and interest free is a huge yes Reviewed on: 6th July 2026

It makes life so easy if I want to buy anything and...

5
It makes life so easy if I want to buy anything and don’t have enough money I can just pay in 3 payments Reviewed on: 6th July 2026

PayPal's 'Pay in 3' is a game-changer!

5
PayPal's 'Pay in 3' is a game-changer! Interest-free instalments make big purchases painless with zero hidden fees. Instant approval, clear repayment schedules, and seamless checkout. No credit impact for checking eligibility. Absolutely brilliant for budgeting – stress-free shopping at its finest! Reviewed on: 6th July 2026

Joshuana

5
I find it very helpful and useful. I don’t usually use apps for money except banks but I really trust PayPal, they have not proven me wrong. I have been with PayPal for years but only recently I’ve noticed the Pay in 3 which I find very impressive. I would definitely recommend. Reviewed on: 6th July 2026

They are the only institutions that help me when I w...

5
They are the only institutions that help me when I was in crisis even my bank couldn’t help for the scam and time was running out, they help by approving my credit. Reviewed on: 6th July 2026

Always reliable and easy to use.

5
Always reliable and easy to use. I know I will be protected if I buy using PayPal Reviewed on: 6th July 2026

Things you love, made easier!

5
Their customer service is easy to each and very helpful. Pay in 3 helps me with my everyday purchases, enabling me to get the things I love! Reviewed on: 6th July 2026

Very good very nice i would use at - great deal more...

4
Very good very nice i would use at - great deal more times as it is a one stop shop for all of my needs wether paying a bill wheather purchasing an item or using the service to split the payment of my family holiday Reviewed on: 6th July 2026

Easy to use

5
Easy to use and set up. Very straightforward Reviewed on: 6th July 2026

Pay in 3 is a life saver.

5
Pay in 3 is a life saver. Absolutely flawless for those times where you wouldn't like to part ways with your entire balance and give yourself leeway to hold a 'rainy day fund' in the case of an emergency. This was my best friend a few years ago and I'm grateful for how good of a relationship we had. Reviewed on: 6th July 2026

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