Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,843 reviews, last reviewed 27th Apr 2026
1650400% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app. Easy to use app.. Secure. Friemdly staff Reviewed on: 27th April 2026
Sue 's avatar
Sue

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (39843)

It's a very good tool.

5
It's a very good tool. I have used it a couple of times. Reviewed on: 17th June 2024
Radu M's avatar
Radu M

Reliable & trustworthy .

5
Reliable & trustworthy . Have used seamlessly for what seemed complicated transactions, and also received funds with no problem. Reviewed on: 17th June 2024
Maggie 's avatar
Maggie

I have had many issues with sellers and PayPal has r...

5
I have had many issues with sellers and PayPal has resolved all of the problems, with the complete evidence provided. Reviewed on: 17th June 2024
Clifford K's avatar
Clifford K

Excellent service.

5
What’s not to like ? Well, very little. I have been using PayPal for some years now , and have been very impressed by the steady growth of customer services that are offered. I have found that they all work well in particular I think that the ability to split payments into three helpful in controlling cash flow.the only problem I can think of has been the restrictions on buying crypto currency.. I hope that the problems are resolved quickly. Some information please! Reviewed on: 17th June 2024
Anthony D's avatar
Anthony D

My experience so far has been good.

5
My experience so far has been good. I use PayPal quite regularly and have few issues. The pay in 3 option has really helped me at times when it was needed and enabled me to monitor and track my spending. Reviewed on: 17th June 2024
Ashleigh b's avatar
Ashleigh b

I find pay in 3 really useful for managing my money...

5
I find pay in 3 really useful for managing my money and cash flow. Reviewed on: 17th June 2024
Julia C's avatar
Julia C

I like PayPal so match as it’s very safe to make any...

5
I like PayPal so match as it’s very safe to make any transactions but big but try to buy something from PayPal pay in 3 it was declined for no reason and my card is a business bank card and the company is very good rate so I’m wondering why it refused Reviewed on: 17th June 2024
Nader anader Alsowi 's avatar
Nader anader Alsowi

Easy and Direct got my stuff on time

4
Easy and Direct got my stuff on time Reviewed on: 17th June 2024
Dave Corp's avatar
Dave Corp

Love the option to pay in 3.

5
Love the option to pay in 3. Especially when purchasing more costly items. Reviewed on: 17th June 2024
Cenedre 's avatar
Cenedre

Some times pay in 3 is available sometimes not prett...

3
Some times pay in 3 is available sometimes not pretty frustrating Reviewed on: 17th June 2024
K k's avatar
K k

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill