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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (100970 reviews)

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4.76

Based on 100,930 reviews, last reviewed 14th Jul 2026

515% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Valuable services for everyone, it offers the possib... Valuable services for everyone, it offers the possibility of buying and transferring Reviewed on: 14th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (100970)

I love PayPal: Pay in 3!

I love PayPal: Pay in 3! At various points in my life it has allowed me to make important larger purchases that I would have struggled to pay for had I not had the option to spread the cost. I also love that the three payment dates are activated at the point of purchase, so you know exactly what to expect. A really useful service, thanks PayPal. Reviewed on: 7th July 2026

Great flexible option

PayPal pay in 3 gives you flexibility to purchase products when needed. It makes it easier if you are waiting for pay day, great option without interest Reviewed on: 7th July 2026

Easy and convenient to use

I’ve been using PayPal Credit for a while and I’m really happy with it. It’s easy to use, everything is clear in the app, and it gives me a bit more flexibility when I need to spread the cost of a larger purchase. Payments are simple to manage and I’ve never had any problems with the service. Overall, very convenient and reliable. Reviewed on: 7th July 2026

Excellent customer service.

Excellent customer service. I called customer service number to get more info for paypal credit & they were really helpfull & answered my questions with patience. Reviewed on: 7th July 2026

It was amazing.

It was amazing i was really worried if it would work but it did and it was seamless and a lot less complicated than I thought it would be. Reviewed on: 7th July 2026

Great and helpful

It's very comfortable to use and saves me money. I pay in 3 equal parts in 3 months and the rest of my money stay in the bank and accumulate interest. Reviewed on: 7th July 2026

Pay in 3 is really useful for dividing purchases int...

Pay in 3 is really useful for dividing purchases into smaller chunks, especially if they’re not large enough to be eligible for offers/zero interest deals Reviewed on: 7th July 2026

Best credit company

I was struggling with finances for a while trying to make ends meet. So i will ask the Papal if I can pay in 4 interest free and they always obliged. I am extremely grateful to them for their consideration. Reviewed on: 6th July 2026

Good easy to use- you still need a web browser for r...

Good easy to use- you still need a web browser for refunds Reviewed on: 6th July 2026

Pefrect app to us for payment khaki Higgins high

Pefrect app to us for payment khaki Higgins high Reviewed on: 6th July 2026

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