Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,880 reviews, last reviewed 27th Apr 2026
1653900% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good experience overall. Good experience overall. Pay in 3 is great, but maybe for trusted customers, there should be a pay in 5 or 6 option as well. Reviewed on: 27th April 2026
Gab's avatar
Gab

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (39880)

Pay in 3 gives me a peace of mind when buying online.

5
Pay in 3 gives me a peace of mind when buying online. With no interest, I can feel better about spreading the payment over three months and not have any hidden charges. I've used this service around 15/16 times and never had any trouble with it. I'd definitely recommend. Reviewed on: 17th June 2024
TotoRusso's avatar
TotoRusso

It has been invaluable in helping me budget

5
It has been invaluable in helping me budget Reviewed on: 17th June 2024
Priya L's avatar
Priya L

PayPal pay in 3 benefits

5
PayPal pay in 3 has allowed me to purchase items and spread the cost efficiently meaning I am able to afford the essentials I require. It has become difficult to manage finances and continue to pay bills as well as affording clothing and foot ware, pay pal pay in 3 offers a reliable solution to this problem. Reviewed on: 17th June 2024
Lauren B's avatar
Lauren B

Pay in 3

5
Straight forward, easy to spread cost, makes expensive purchases manageable Reviewed on: 17th June 2024
CH's avatar
CH

Easy, efficient, trouble free, professional, accommo...

5
Easy, efficient, trouble free, professional, accommodating... Reviewed on: 17th June 2024
Derek C's avatar
Derek C

I have used pay in 3 in many occasions.

5
I have used pay in 3 in many occasions. Love it! Helps people to manage their expenses. Reviewed on: 17th June 2024
Anna's avatar
Anna

Pay in 3 is great

5
Since I have started using pay in 3 I have found it’s been so helpful and easy to use on the app, brilliant idea Reviewed on: 17th June 2024
Jayne D's avatar
Jayne D

Easy to use, quick checkout, convenient and trustwor...

5
Easy to use, quick checkout, convenient and trustworthy, what more could you want Reviewed on: 17th June 2024
Lisa W's avatar
Lisa W

Very good and helped me out in various situations

4
Very good and helped me out in various situations Reviewed on: 17th June 2024
G C's avatar
G C

Hustle free payment

5
I use PayPal for all my purchases easy to use with the added security Reviewed on: 17th June 2024
Rosie B's avatar
Rosie B

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill