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PayPal: Pay in 3 reviews

4.93
Based on 39,910 reviews, last reviewed 27th Apr 2026
1657000% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
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Latest highest rating:

5

It is wonderful that there are many establishments w... It is wonderful that there are many establishments where you can utilize PayPal. The assurance of receiving your money back through a refund provides ... Read more Reviewed on: 27th April 2026
Natasha C's avatar
Natasha C

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39910)

Good experience

5
Enjoy the experience of paying over time and no interest to pay Reviewed on: 17th June 2024

Great services

5
i've been with paypal for years and always had a good experience Reviewed on: 17th June 2024

Manage your purchases better with Pay in 3

5
I've used Pay in 3 many times over the past year, and find it an easy, seamless process. Paypal send email confirmation of the Pay in 3 purchase, and then send a notification email when payments are due. Helping me manage my money better. Reviewed on: 17th June 2024

Just quite convenient for managing money.

5
Just quite convenient for managing money. There are things I can't afford outright but can afford 1/3 of the price each month. Buying a one off item for 150 quid might seem a bit much, but 50 each month is more manageable. Reviewed on: 17th June 2024

Excellent.

5
Excellent. Easier payment option Reviewed on: 17th June 2024

A monthly helping hand

5
As a full-time mom with countless expenses to manage, I've found PayPal's Pay in 3 service to be an absolute blessing. It’s incredibly easy to use and helps me spread out the cost of purchases into three manageable payments. This has made budgeting so much easier and less stressful. What I love most is that it doesn't affect my credit score, so I can take advantage of it without any worries. It's given me the flexibility and peace of mind I need to handle my family's finances more comfortably and it doesn’t affect your credit score! Reviewed on: 17th June 2024

Pay in three; such a good payment method!

5
Pay in three is such a good, easy to use payment method. The email to remind that the next payment is due makes sure I put enough money in my account. I have been able to buy things I would have had to wait until I had saved enough money to buy because of the pay in three option. Straight forward instructions and easy for me to use. Reviewed on: 17th June 2024

Great stuff

5
PayPal Pay In 3 is Great stuff, absolutely brilliant Reviewed on: 17th June 2024

Reliant service

5
Very reliant service that allows you to be able to afford expensive items costs. Reviewed on: 17th June 2024

Never had any trouble, always use pay in 3 to spread...

5
Never had any trouble, always use pay in 3 to spread large purchase. Reviewed on: 17th June 2024

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