Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,910 reviews, last reviewed 27th Apr 2026
1657000% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is wonderful that there are many establishments w... It is wonderful that there are many establishments where you can utilize PayPal. The assurance of receiving your money back through a refund provides ... Read more Reviewed on: 27th April 2026
Natasha C's avatar
Natasha C

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (39910)

Good experience

5
Enjoy the experience of paying over time and no interest to pay Reviewed on: 17th June 2024
Janice Bentley's avatar
Janice Bentley

Great services

5
i've been with paypal for years and always had a good experience Reviewed on: 17th June 2024
abbey 's avatar
abbey

Manage your purchases better with Pay in 3

5
I've used Pay in 3 many times over the past year, and find it an easy, seamless process. Paypal send email confirmation of the Pay in 3 purchase, and then send a notification email when payments are due. Helping me manage my money better. Reviewed on: 17th June 2024
Sarah D's avatar
Sarah D

Just quite convenient for managing money.

5
Just quite convenient for managing money. There are things I can't afford outright but can afford 1/3 of the price each month. Buying a one off item for 150 quid might seem a bit much, but 50 each month is more manageable. Reviewed on: 17th June 2024
Graham C's avatar
Graham C

Excellent.

5
Excellent. Easier payment option Reviewed on: 17th June 2024
Judy d's avatar
Judy d

A monthly helping hand

5
As a full-time mom with countless expenses to manage, I've found PayPal's Pay in 3 service to be an absolute blessing. It’s incredibly easy to use and helps me spread out the cost of purchases into three manageable payments. This has made budgeting so much easier and less stressful. What I love most is that it doesn't affect my credit score, so I can take advantage of it without any worries. It's given me the flexibility and peace of mind I need to handle my family's finances more comfortably and it doesn’t affect your credit score! Reviewed on: 17th June 2024
Alexi's avatar
Alexi

Pay in three; such a good payment method!

5
Pay in three is such a good, easy to use payment method. The email to remind that the next payment is due makes sure I put enough money in my account. I have been able to buy things I would have had to wait until I had saved enough money to buy because of the pay in three option. Straight forward instructions and easy for me to use. Reviewed on: 17th June 2024
Amanda C's avatar
Amanda C

Great stuff

5
PayPal Pay In 3 is Great stuff, absolutely brilliant Reviewed on: 17th June 2024
Matt S's avatar
Matt S

Reliant service

5
Very reliant service that allows you to be able to afford expensive items costs. Reviewed on: 17th June 2024
Persimmon 's avatar
Persimmon

Never had any trouble, always use pay in 3 to spread...

5
Never had any trouble, always use pay in 3 to spread large purchase. Reviewed on: 17th June 2024
Stephanie W's avatar
Stephanie W

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill